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3405 E 20th Ave, Spokane, WA 99223 Property Records

Spokane County property record for 3405 E 20th Ave, Spokane, WA 99223 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,841 sqft · built 1950
Lot Size0.171 acres (7,425 sqft)
Owner2 Individual Names on File
Last Sale$115,500 (May 2000)
Tax Bill$3,950 (2026)
Deeds & MortgagesJun 2026 Mortgage
Jul 2022 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN35272.2802

Property Details

APN / Parcel Number

Primary APN35272.2802

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,841 sqft Living Area
Gross Area3,543 sqft
1st Floor Area1,841 sqft
Basement Area1,302 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,425 sqft (0.171 acres)
Lot Dimensions135 ft deep x 55 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area53 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3405 E 20TH AVE
CitySPOKANE
StateWA
Zip99223-5405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMURPHYS ADD PT OF B4 S135.5FT EXC E160.5FT &EXC W30FT
Legal Range43E
Legal Township25N
Legal Section27
Legal SubdivisionMURPHYS ADD
Legal Block4
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group2
Census Block2007
Census Tract4602

Owner

Source: Spokane County records · APN 35272.2802

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3405 E 20TH AVE, SPOKANE, WA 99223-5405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Deed of Trust, Mortgage · VA Mortgage
GOODLEAP LLC
Jul 14, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Feb 14, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 16, 2017Deed of Trust, Mortgage · FHA Mortgage
FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 09, 2000 · Amount on Record
Deed SaleMay 09, 2000 · Amount on Record
Prior SaleApr 01, 1996 · Amount on Record
Deed Document Number20004478775
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Recording DateJun 12, 2026
Property Address3405 E 20TH AVE, SPOKANE, WA 99223-5405
Document Number0007494950
Instrument DateJun 08, 2026
Instrument20267494950
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3405 E 20TH AVE, SPOKANE, WA 99223-5405

Mortgage

Document Number0007494950,
DateJun 12, 2026
Instrument20267494950
Lender
NameGOODLEAP LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.37%
Max Rate-1%

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3405 E 20TH AVE, SPOKANE, WA 99223-5405
Transaction TypeMortgage
Record UpdatedJul 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3405 E 20TH AVE, SPOKANE, WA 99223-5405

Mortgage

Document Number0007224214
DateJul 14, 2022
Instrument7224214
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term331 Months
DueFeb 01, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3405 E 20TH AVE, SPOKANE, WA 99223-5405
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006892020
DateFeb 14, 2020
Instrument6892020
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2050

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address3405 E 20TH AVE, SPOKANE, WA 99223-5405
Document Number0006617446
Instrument DateJun 16, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3405 E 20TH AVE SPOKANE WA 992235405, SPOKANE, WA 99223-5405

Mortgage

Document Number0006617446
DateJun 30, 2017
Instrument6617446
Lender
NameFIRST DIRECT LNDG
AddressIRVINE, CA 92618
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 29, 2047

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,950.00 (+5.08%)$397,500 (+4.91%) Land $130,000 Building $267,500$397,500 (+4.91%) Land $130,000 Building $267,500
2025$3,759.00 (+1.43%)
2024$378,900 (+38.99%) Land $84,000 Building $294,900$378,900 (+38.99%) Land $84,000 Building $294,900
2023$3,706.00 (+16.18%)$272,600 Land $63,000 Building $209,600$272,600 Land $63,000 Building $209,600
2022$3,190.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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