3405 Duffer Rd, Sebring, FL 33872 Property Records

Highlands County property record for 3405 Duffer Rd, Sebring, FL 33872 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1987
Square Footage	3,073 sqft Living Area
Lot Size	20,000 sqft (0.459 acres)
Occupancy	Owner Occupied
Last Sale	$299,900 (2023)
Tax Bill	$3,800.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`C344802200001460`
Alternative APN	`C-34-34-28-022-0000-1460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	3,073 sqft Living Area
1st Floor	2,595 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1987
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	20,000 sqft (0.459 acres)
Depth X Width	200 ft x 100 ft Depth x Width
Driveway	1 Driveway
Driveway Area	600 sqft Driveway
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	496 sqft Garage
Fence	Fence
Porch	Finished/Screened Porch
Porch Area	452 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Old Parcel Number	C344802200001460
Street Address	3405 DUFFER RD
City	SEBRING
State	FL
Zip	33872-1248
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 146
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 3
Legal Lot Number	146
Legal Unit	3
Jurisdiction	HIGHLANDS FL
Minor Civil Division	SEBRING
Census Blockgroup	4
Census Block	4033
Census Tract	960602

Owner

Source: Highlands County records · APN C344802200001460

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3405 DUFFER RD, SEBRING, FL 33872-1248
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 2023 · Amount on Record
Deed Sale	Apr 17, 2023 · Amount on Record
Prior Sale	Jun 16, 2009 · Amount on Record
Deed Doc Number	2146276
Deed Book / Page	2968 / 1766
Record Refreshed	Jun 08, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 17, 2023
Property Address	3405 DUFFER RD, SEBRING, FL 33872-1248
Document Number	0002146276
Book / Page	2968 / 1766
Map Reference	MB 14 PG 10
Instrument Date	Apr 14, 2023
Instrument	2146276
Transaction Type	Transfer
Record Updated	May 02, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,099.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3405 DUFFER RD, SEBRING, FL 33872-1248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 NW 124TH AVE, DORAL, FL 33182-2444

Mortgage

Document Number	0029681768
Date	Apr 17, 2023
Instrument	2968/1768

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	United States Department of Agriculture (USDA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$272,939 (+83.79%) Land $28,500 Building $244,439	$272,939 (+0.22%) Land $28,500 Building $244,439
2024	$3,800.00 (+117.02%)
2023	$1,751.00 (-1.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$148,502 (+3%)	$272,337 (+15.57%) Land $27,000 Building $245,337
2022	$1,778.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$144,177	$235,652 Land $27,000 Building $208,652

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.