3405 Desiard St, Monroe, LA 71203 Property Records

Ouachita Parish property record for 3405 Desiard St, Monroe, LA 71203

Property Summary

Property Type	Commercial
Details	1,260 sqft · built 1984
Lot Size	0.393 acres (17,143 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Dec 2018)
Tax Bill	$6,289 (2025)
Deeds & Mortgages	Dec 2018 Refinance
Flood Zone	Zone X (moderate risk)
APN	`53248`

Property Details

APN / Parcel Number

Primary APN	`53248`
Alternative APN	`271774`

Interior

Building Area	1,260 sqft

Exterior

Year Built	Built 1984
Lot Area	17,143 sqft (0.393 acres)

Location & Zoning

Account Number	271774
Street Address	3405 DESIARD ST
City	MONROE
State	LA
Zip	71203-4348
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 1 SANK ADDN RESUB OF LOT 5 & A PORTION OF LOTS 3 & 4 BLK 43 COLES'S ADDN
Legal Range	04E
Legal Township	18N
Legal Section	42
Legal Subdivision	COLE ADDITION
Legal Block	43
Legal Lot Number	1
Jurisdiction	OUACHITA LA
Township / Civil Division	D
Census Block Group	1
Census Block	1048
Census Tract	402

Owner

Source: Ouachita Parish records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	300 BRIDGE ST, WEST MONROE, LA 71291-3046
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	3405 DESIARD ST, MONROE, LA 71203-4348
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003734/721
Date	Dec 27, 2018
Book Page	3734/721
Instrument	1767878

Lender

Name	GUARANTY BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ouachita Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Municipality	Monroe City
Unified School District	Monroe City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,289.00 (-0.06%)	$57,845 (-) Land $6,429 Building $51,416	$407,061 (-) Land $64,290 Building $342,771
2024	$6,293.00 (-0.19%)	$57,845 (+0.75%) Land $6,429 Building $51,416	$407,061 (+1.07%) Land $64,290 Building $342,771
2023	$6,305.00 (+3.8%)	$57,416 (-) Land $6,000 Building $51,416	$402,771 (-) Land $60,000 Building $342,771
2022	$6,074.00	$57,416 Land $6,000 Building $51,416	$402,771 Land $60,000 Building $342,771

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	18 (1980–1991)
Claims Outside the SFHA	8 of 18
Most Recent Claim	May 1991 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1991 · 9 claims Severe Storms & Flooding, May 1989 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.9% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWC SOUTH MONROE WS private · serves 7,335 people · EPA ID LA1073046
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20