3405 Cloudland Dr, Memphis, TN 38118 Property Records

Shelby County property record for 3405 Cloudland Dr, Memphis, TN 38118

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,383 sqft · built 1977
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$40,250 (Apr 2008)
Tax Bill	$927 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-4120-B0-0202`

Property Details

APN / Parcel Number

Primary APN	`09-4120-B0-0202`
Alternative APN	`D0253T B00202`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,383 sqft Living Area
Gross Area	1,563 sqft
1st Floor Area	1,141 sqft
Utility Area	56 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	296 sqft
Patio Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3405 CLOUDLAND DR
City	MEMPHIS
State	TN
Zip	38118-8125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SS CLOUDLAND DR SS CLOUDLAND DR
Legal Subdivision	EASTHAVEN 1ST ADDN REV
Legal Lot Number	183
Jurisdiction	SHELBY TN
Township / Civil Division	11
Census Block Group	2
Census Block	2006
Census Tract	21900

Owner

3405 Cloudland Dr is owned and occupied by an individual who bought it in April 2008.

Source: Shelby County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3405 CLOUDLAND DR, MEMPHIS, TN 38118-8125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK
Jun 27, 2022	Affidavit of Death of Joint Tenant, Transfer REGENCY TITLE AND ESCROW LLC, REGENCY TITLE & ESCROW LLC
Jun 27, 2022	Affidavit of Death of Joint Tenant, Transfer REGENCY TITLE AND ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2008 · Amount on File
Deed Sale	Apr 8, 2008 · Amount on File
Prior Sale	Feb 8, 2008 · Amount on File
Deed Document Number	200846823
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	3405 CLOUDLAND DR, MEMPHIS, TN 38118-8125
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 CLOUDLAND DR, MEMPHIS, TN 38118-8125

Mortgage

Document Number	0023007930
Date	Jan 27, 2023
Instrument	23007930

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	GERMANTOWN, TN 38138

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Dec 5, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SHELBY TN
Recording Date	Jun 27, 2022
Property Address	3405 CLOUDLAND DR, MEMPHIS, TN 38118-8125
Document Number	0022070685
Map Reference	MB 59 PG 18
Instrument Date	Jun 10, 2022
Instrument	22070685
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	REGENCY TITLE AND ESCROW LLC, REGENCY TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SHELBY TN
Recording Date	Jun 27, 2022
Property Address	3405 CLOUDLAND DR, MEMPHIS, TN 38118-8125
Document Number	0022070686
Map Reference	MB 59 PG 18
Instrument Date	Jun 10, 2022
Instrument	22070686
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	REGENCY TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 3405 Cloudland Dr was $927.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$927.00	$34,475 Land $3,125 Building $31,350	$137,900 Land $12,500 Building $125,400
2023		$21,325 Land $2,500 Building $18,825
2022	$1,299.00
2021			$85,300 Land $10,000 Building $75,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3405 Cloudland Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3405 Cloudland Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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