San Mateo County property record for 3405 Chris Ln, San Mateo, CA 94403
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,180 sqft · built 1981 |
| Lot Size | 0.072 acres (3,145 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $915,000 (Jun 2007) |
| Tax Bill | $15,630 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-561-310 |
| Primary APN | 041-561-310 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,180 sqft Living Area |
| Gross Area | 2,680 sqft |
| 1st Floor Area | 1,340 sqft |
| 2nd Floor Area | 840 sqft |
| Basement Area | 500 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Study | Study |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 3,145 sqft (0.072 acres) |
| Lot Dimensions | 94 ft deep x 34 ft wide |
| Garage Type | Basement |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3405 CHRIS LN |
|---|---|
| City | SAN MATEO |
| State | CA |
| Zip | 94403-3976 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1000C |
| Legal Description | LOT 31 SUGARLOAF UNIT NO 1 RSM 99/42-45 |
| Legal Subdivision | SUGARLOAF UNIT NO 1 |
| Legal Lot Number | 31 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 607000 |
3405 Chris Ln is owned and occupied by two individuals who acquired it in January 2021.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3405 CHRIS LN, SAN MATEO, CA 94403-3976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 4, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2007 · Amount on File |
| Deed Sale | Jun 5, 2007 · Amount on File |
| Prior Sale | Apr 13, 2000 · Amount on File |
| Deed Document Number | 200785487 |
| Last Transfer Date | Jan 28, 2021 |
| Transfer Doc | 0000018602 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 3405 CHRIS LN, SAN MATEO, CA 94403-3976 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000064520 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 2020-064520 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Feb 4, 2021 |
| Property Address | 3405 CHRIS LN, SAN MATEO, CA 94403-3976 |
| Document Number | 0000018602 |
| Map Reference | MB 99 PG 42-45 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021-018602 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3405 CHRIS LN, SAN MATEO, CA 94403-3976 |
| Document Number | 0000018603 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 2021-018603 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 3405 Chris Ln was $15,630.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Mateo City |
| Elementary School District | San Mateo-Foster City Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,250,402 (+2%) Land $625,201 Building $625,201 | ||
| 2025 | $15,630.00 | $1,225,886 Land $612,943 Building $612,943 | |
| 2023 | $15,059.00 (+0.83%) | $1,178,286 Land $589,143 Building $589,143 | $1,982,700 |
| 2022 | $14,935.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3405 Chris Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982 · Severe Storms, Flood, Mudslides & High Tide |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3405 Chris Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: Etheric Networks, T-Mobile.
5G (outdoors only) and 4G LTE
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