3405 Cedar Bluff Dr, McKinney, TX 75072 Property Records

Collin County property record for 3405 Cedar Bluff Dr, McKinney, TX 75072

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,485 sqft · built 2006
Lot Size	0.269 acres (11,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$51,500 (Jan 2019)
Tax Bill	$14,042 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-4711-00F-0140-1`

Property Details

APN / Parcel Number

Primary APN	`R-4711-00F-0140-1`
Alternative APNs	`000002127246` `2127246`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,485 sqft Living Area
Gross Area	5,388 sqft
1st Floor Area	2,910 sqft
2nd Floor Area	1,575 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Lot Area	11,700 sqft (0.269 acres)
Garage Type	Attached
Garage Area	730 sqft
Parking Spaces	3 Parking Spaces
Pool Area	341 sqft
Porch	Covered Patio/Porch
Porch Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3405 CEDAR BLUFF DR
City	MCKINNEY
State	TX
Zip	75072-9230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	BLUFFS OF WINDING CREEK, BLK F, LOT 14
Legal Subdivision	BLUFFS OF WINDING CREEK (CMC)
Legal Block	F
Legal Lot Number	14
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1004
Census Tract	30544

Owner

Source: Collin County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3405 CEDAR BLUFF DR, MCKINNEY, TX 75072-9230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · Line of Credit FROST BANK
Jun 11, 2020	Deed of Trust, Mortgage FROST BK
Jan 2, 2019	Warranty Deed, Transfer JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2019 · Amount on Record
Deed Sale	Jan 2, 2019 · Amount on Record
Prior Sale	Sep 23, 2014 · Amount on Record
Deed Document Number	20191700
Prior Transfer Date	Sep 2, 2008
Prior Transfer Doc	0001141060
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3405 CEDAR BLUFF DR, MCKINNEY, TX 75072-9230
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 CEDAR BLUFF DR, MCKINNEY, TX 75072-9230

Mortgage

Document Number	2024000034005
Date	Mar 26, 2024
Instrument	2024000034005

Lender

Name	FROST BANK
Type	Bank
Address	PO BOX 1600, SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3405 CEDAR BLUFF DR, MCKINNEY, TX 75072-9230
Document Number	0000952450
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 CEDAR BLUFF DR MCKINNEY TX 750729230, MCKINNEY, TX 75072-9230

Mortgage

Document Number	0000952450
Date	Jun 24, 2020
Instrument	952450

Lender

Name	FROST BK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Amount	Amount Recorded

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jan 2, 2019
Property Address	3405 CEDAR BLUFF DR, MCKINNEY, TX 75072-9230
Document Number	0000001700
Instrument Date	Dec 31, 2018
Instrument	1700
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 CEDAR BLUFF DR MCKINNEY TX 750729230, MCKINNEY, TX 75072-9230

Mortgage

Document Number	1710
Date	Jan 2, 2019
Instrument	1710

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,042.00 (+6.13%) Homeowner's exemption	$905,588 (+0.7%) Land $260,000 Building $741,999	$1,001,999 (+11.42%) Land $260,000 Building $741,999
2024	$13,231.00 (+1.46%)
2023		$899,325 Land $240,000 Building $659,325	$899,325 Land $240,000 Building $659,325
2022	$13,041.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Novos Fiber, Verizon.

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