San Diego County property record for 3405 Bernardo Ln, Escondido, CA 92029
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,538 sqft · built 1966 |
| Lot Size | 1.16 acres (50,965 sqft) |
| Owner | Trust Name on File |
| Last Sale | $125,000 (Aug 1987) |
| Tax Bill | $3,370 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 270-270-08-00 |
| Primary APN | 270-270-08-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,538 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 50,965 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3405 BERNARDO LN |
|---|---|
| City | ESCONDIDO |
| State | CA |
| Zip | 92029-6718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | ELY PAR PER ROS 2188 & 30 FT ESMT ADJ ON N TR 001415 |
| Legal Subdivision | RANCHO SAN BERNARDO |
| Legal Tract | 001415 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 20405 |
3405 Bernardo Ln is owner-occupied and held in a trust since December 2013.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3405 BERNARDO LN, ESCONDIDO, CA 92029-6718 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 1987 · Amount on File |
| Deed Sale | Aug 11, 1987 · Amount on File |
| Deed Document Number | 1987451431 |
| Last Transfer Date | Dec 4, 2013 |
| Transfer Doc | 0000727947 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3405 Bernardo Ln was $3,370 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Escondido Union Elementary School District (KG - 08) |
| Secondary School District | Escondido Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $266,609 (+2%) Land $139,661 Building $126,948 | |
| 2025 | $3,370.00 Homeowner's exemption | $261,382 Land $136,923 Building $124,459 |
| 2023 | $3,240.00 (+1.12%) Homeowner's exemption | $251,234 Land $131,607 Building $119,627 |
| 2022 | $3,204.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3405 Bernardo Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1980–1983) |
| Most Recent Claim | Apr 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3405 Bernardo Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, San Diego Broadband, T-Mobile, Verizon.
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