3405 Bear Mountain Dr, Norman, OK 73069 Property Records

Cleveland County property record for 3405 Bear Mountain Dr, Norman, OK 73069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,419 sqft · built 2013
Lot Size	0.187 acres (8,146 sqft)
Owner	Individual Name on File
Last Sale	$178,000 (Jul 2014)
Tax Bill	$3,153 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NC29GRLT4 1 1001`

Property Details

APN / Parcel Number

Primary APN	`NC29GRLT4 1 1001`
Alternative APNs	`R0164951` `164951`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,419 sqft Living Area
Gross Area	1,860 sqft
1st Floor Area	1,419 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,146 sqft (0.187 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Porch
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	164951
Street Address	3405 BEAR MOUNTAIN DR
City	NORMAN
State	OK
Zip	73069-6660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENLEAF TRAILS 4 LOT 1 BLOCK 1
Legal Range	02W
Legal Township	09
Legal Section	18
Legal Subdivision	GREENLEAF TRAILS 4
Legal Block	1
Legal Lot Number	1
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	3
Census Block	3020
Census Tract	201509

Owner

3405 Bear Mountain Dr is owned and occupied by an individual who acquired it in July 2024.

Source: Cleveland County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3405 BEAR MOUNTAIN DR, NORMAN, OK 73069-6660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 11, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM HM MTG
Nov 14, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2014 · Amount on File
Deed Sale	Jul 21, 2014 · Amount on File
Prior Sale	Aug 23, 2013 · Amount on File
Deed Document Number	201424432
Deed Book / Page	5315 / 1689
Last Transfer Date	Jul 23, 2024
Transfer Doc	R202419441
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	3405 BEAR MOUNTAIN DR, NORMAN, OK 73069-6660
Document Number	0000045594
Instrument Date	Nov 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3405 BEAR MOUNTAIN DR NORMAN OK 730696660, NORMAN, OK 73069-6660

Mortgage

Document Number	0000045594
Date	Dec 10, 2020
Book Page	006160/000727
Instrument	45594

Lender

Name	FREEDOM HM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Dec 9, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	3405 BEAR MOUNTAIN DR, NORMAN, OK 73069-6660
Document Number	0000039561
Book / Page	005747 / 000711
Instrument Date	Nov 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3405 BEAR MOUNTAIN DR NORMAN OK 730696660, NORMAN, OK 73069-6660

Mortgage

Document Number	0000039561
Date	Dec 4, 2017
Book Page	005747/000711
Instrument	39561

Lender

Name	FREEDOM HM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3405 Bear Mountain Dr was $3,153.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,153.00	$26,267 Land $4,905 Building $21,362	$249,016 Land $46,500 Building $202,516
2023	$2,862.00	$23,825 Land $4,639 Building $19,186	$236,998 Land $46,150 Building $190,848

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3405 Bear Mountain Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3405 Bear Mountain Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: OEC Fiber.

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