3405 Augusta Rd, Manchester, MD 21102 Property Records

Carroll County property record for 3405 Augusta Rd, Manchester, MD 21102

Property Summary

Property Type	Single Family Home
Details	2 ba · 872 sqft · built 1984
Lot Size	0.3 acres (13,063 sqft)
Owner	2 Individual Names on File
Last Sale	$262,000 (Apr 2020)
Tax Bill	$4,141 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-043216`

Property Details

APN / Parcel Number

Primary APN	`06-043216`
Alternative APNs	`6043216` `043216`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	872 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,063 sqft (0.3 acres)
Deck Area	256 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	043216
Street Address	3405 AUGUSTA RD
City	MANCHESTER
State	MD
Zip	21102-1752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 85 - 13063 SQ FT 3405 AUGUSTA RD 22-72 PL WHISPERING VALLEY
Legal Subdivision	WHISPERING VALLEY 02
Legal Lot Number	85
Jurisdiction	CARROLL MD
Township / Civil Division	6, MANCHESTER
Census Block Group	3
Census Block	3000
Census Tract	506101

Owner

3405 Augusta Rd is owned and occupied by two individuals who bought it in April 2020.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3405 AUGUSTA RD, MANCHESTER, MD 21102-1752
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 2, 2021	Deed of Trust, Mortgage · FHA Mortgage SWBC MORTGAGE CORP
Mar 2, 2021	Deed of Trust, Mortgage · FHA Mortgage SWBC MORTGAGE CORP
Apr 14, 2020	Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2020 · Amount on File
Deed Sale	Apr 14, 2020 · Amount on File
Prior Sale	Aug 26, 2004 · Amount on File
Deed Book / Page	9631 / 280
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3405 AUGUSTA RD, MANCHESTER, MD 21102-1752
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 AUGUSTA RD, MANCHESTER, MD 21102-1752

Mortgage

Document Number	0111810027
Date	Jan 18, 2024
Book Page	11181/27

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Mar 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3405 AUGUSTA RD, MANCHESTER, MD 21102-1752
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	COLONY TITLE GROUP LIMITED, COLONY TITLE GROUP LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001360377
Date	Mar 2, 2021
Book Page	136/377

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	3405 AUGUSTA RD, MANCHESTER, MD 21102-1752
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	COLONY TITLE GROUP LIMITED, COLONY TITLE GROUP LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101360377
Date	Mar 2, 2021
Book Page	10136/377

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 14, 2020
Property Address	3405 AUGUSTA RD, MANCHESTER, MD 21102-1752
Document Number	0096310280
Book / Page	9631 / 280
Map Reference	MB 22 FO 72
Instrument Date	Apr 6, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3405 AUGUSTA RD, MANCHESTER, MD 21102-1752

Mortgage

Document Number	0009631288
Date	Apr 14, 2020
Instrument	9631/288

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3405 Augusta Rd was $4,141, up 6.3% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Manchester Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,141.00 (+6.32%)	$310,000	$346,800 Land $113,900 Building $232,900
2025	$3,895.00
2023	$3,091.00	$229,667	$291,600 Land $103,900 Building $187,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3405 Augusta Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3405 Augusta Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MANCHESTER serves 4,954 people · EPA ID MD0060006
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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