3405 46th Ave SE, Mandan, ND 58554 Property Records

Morton County property record for 3405 46th Ave SE, Mandan, ND 58554

Property Summary

Property Type	Single Family Home
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$661,010 (Aug 2025)
Tax Bill	$3,368 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`65-3771300`

Property Details

APN / Parcel Number

Primary APN	`65-3771300`

Exterior

Lot Area	19,166 sqft (0.44 acres)

Location & Zoning

Street Address	3405 46TH AVE SE
City	MANDAN
State	ND
Zip	58554-4733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ETZ
Legal Description	TWN: 0 SCT: 0 RNG: 0 SUB: 324 BLK: 4 LOT: 2 9145
Legal Subdivision	MARINA BAY 2ND
Legal Block	4
Legal Lot Number	2
Jurisdiction	MORTON ND
Township / Civil Division	MANDAN
Census Block Group	2
Census Block	2054
Census Tract	20301

Owner

3405 46th Ave SE is owned and occupied by two individuals who bought it in August 2025.

Source: Morton County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3405 46TH AVE SE, MANDAN, ND 58554-4733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage · Line of Credit CAPITAL CU
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit CAPITAL CU
Aug 8, 2025	Warranty Deed, Transfer · Conventional Mortgage ELENDINGNOW
Jul 24, 2019	Warranty Deed, Transfer · ARM GATE CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2025 · Amount on File
Deed Sale	Aug 8, 2025 · Amount on File
Prior Sale	Jul 24, 2019 · Amount on File
Deed Document Number	2025525811
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORTON ND
Property Address	3405 46TH AVE SE, MANDAN, ND 58554-4733
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000513104
Date	Nov 17, 2022
Instrument	513104

Lender

Name	CAPITAL CU
Type	Credit Union
Address	BISMARCK, ND 58501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Nov 15, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORTON ND
Property Address	3405 46TH AVE SE, MANDAN, ND 58554-4733
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	BISMARCK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000509144
Date	Mar 14, 2022
Instrument	509144

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORTON ND
Property Address	3405 46TH AVE SE, MANDAN, ND 58554-4733
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000512782
Date	Oct 26, 2022
Instrument	512782

Lender

Name	CAPITAL CU
Type	Credit Union
Address	BISMARCK, ND 58501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	25 Months
Due	Nov 15, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORTON ND
Recording Date	Aug 8, 2025
Property Address	3405 46TH AVE SE, MANDAN, ND 58554-4733
Document Number	0000525811
Instrument Date	Aug 8, 2025
Instrument	525811
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	BISMARCK TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3405 46TH AVE SE, MANDAN, ND 58554-4733

Mortgage

Document Number	0000525812
Date	Aug 8, 2025
Instrument	525812

Lender

Name	ELENDINGNOW
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORTON ND
Recording Date	Jul 24, 2019
Property Address	3405 46TH AVE SE, MANDAN, ND 58554-4733
Document Number	0000489876
Instrument Date	Jul 23, 2019
Instrument	489876
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	BISMARCK TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 46TH AVE SE, MANDAN, ND 58554-4733

Mortgage

Document Number	0000489878
Date	Jul 24, 2019
Instrument	489878

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 3405 46th Ave SE was $3,368.

Source: Morton County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Morton County
Municipality	Mandan City
Unified School District	Mandan Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,500 (-18.13%)	$335,000 (-18.13%)
2025	$3,368.00	$204,600	$409,200
2023	$4,996.00	$193,050	$386,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3405 46th Ave SE in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Nearby Flood Policies	57 in force
Nearby Flood Claims	5 (2011)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2011 · Flooding
Claims by Event	Flooding, Jun 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3405 46th Ave SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOURI WEST WATER SYSTEM private · serves 4,303 people · EPA ID ND3001431
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350

May also be available: Verizon.

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