34040 E 181st St S, Porter, OK 74454 Property Records

Wagoner County property record for 34040 E 181st St S, Porter, OK 74454

Property Summary

Property Type	Rural Home
Details	4,387 sqft · built 2020
Lot Size	20.5 acres (892,980 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Aug 2015)
Tax Bill	$403 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161032-000016-000000`

Property Details

APN / Parcel Number

Primary APN	`161032-000016-000000`
Alternative APNs	`730016669` `0016669` `16669`

Interior

Stories	2 Stories
Building Area	4,387 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Metal
Lot Area	892,980 sqft (20.5 acres)
Garage Type	Attached
Garage Area	644 sqft
Porch	Slab
Porch Area	822 sqft
Storage Building	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16669
Street Address	34040 E 181ST ST S
City	PORTER
State	OK
Zip	74454-5876
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	03-16-16 TWO TRACTS OF LAND IN LOT 3 OF 3-16-16 COMM AT THE NE CORN OF NW OF SD SECT 3, THENCE S01 19'40" E 619' TO POB, THEN
Legal Range	16E
Legal Township	16N
Legal Section	03
Legal Lot Number	3-16
Jurisdiction	WAGONER OK
Township / Civil Division	SOUTH WAGONER
Census Block Group	1
Census Block	1015
Census Tract	30798

Owner

34040 E 181st St S, a rural home, is owned and occupied by two individuals who bought it in August 2015.

Source: Wagoner County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34040 E 181ST ST S, PORTER, OK 74454-5876
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2015 · Amount on File
Deed Sale	Aug 10, 2015 · Amount on File
Deed Document Number	20159464
Deed Book / Page	2233 / 180
Prior Transfer Date	Jun 27, 2007
Prior Transfer Doc	0016840540
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAGONER OK
Property Address	34040 E 181ST ST S, PORTER, OK 74454-5876
Transaction Type	Mortgage
Record Updated	Mar 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002082
Date	Feb 18, 2020
Book Page	2559/0237
Instrument	2020-02082

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAGONER OK
Property Address	34040 E 181ST ST S, PORTER, OK 74454-5876
Transaction Type	Mortgage
Record Updated	Mar 3, 2022
Title Company	APEX TITLE & CLOSING SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018901
Date	Dec 8, 2020
Book Page	2642/0547
Instrument	2020-18901

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 34040 E 181st St S was $403 with a homeowner's exemption.

Source: Wagoner County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Wagoner County
Unified School District	Coweta Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,409 (+3.01%) Land $1,032 Building $4,377	$48,287 (-90.49%) Land $9,211 Building $39,076
2025	$403.00 Homeowner's exemption	$5,251 Land $1,002 Building $4,249	$507,723 Land $15,203 Building $492,520
2023	$373.00 (+2.47%) Homeowner's exemption	$4,949 (+3%) Land $971 Building $3,978	$447,186 (+13.79%) Land $11,703 Building $435,483
2022	$364.00 Homeowner's exemption	$4,805 Land $970 Building $3,835	$392,995 Land $9,703 Building $383,292

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 34040 E 181st St S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34040 E 181st St S is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAGONER CO. RWD #5 serves 4,251 people · EPA ID OK1021528
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: AT&T, Lake Region Technology & Communications, T-Mobile.

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