Guadalupe County property record for 3404 Whisper Bluff, Schertz, TX 78108 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,468 sqft Living Area |
| Lot Size | 5,502 sqft (0.126 acres) |
| Garage | Attached, 420 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $10,359.00 (2023) |
| Primary APN | 1G-3563-2026-03500-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,468 sqft Living Area |
| Gross Area | 2,888 sqft Gross Area |
| 2nd Floor | 1,076 sqft 2nd Floor |
| Stories | 2 Stories |
| Utility Area | 80 sqft Utility Area |
| Utility Room | Utility Room |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Combination Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,502 sqft (0.126 acres) |
| Depth X Width | 110 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Patio Area | 40 sqft Patio |
| Porch | Covered Porch |
| Porch Area | 184 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Water Source | Commercial Water Source |
| Account Number | 000000251485 |
|---|---|
| Old Parcel Number | 1G3563202603500000 |
| Street Address | 3404 WHISPER BLF |
| City | SCHERTZ |
| State | TX |
| Zip | 78108-2269 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2 BLOCK 26 LOT 35 |
| Legal Subdivision | WHISPER MEADOWS @ NORTHCLIFFE II UNIT #2 |
| Legal Tract | 35 |
| Legal Block | 26 |
| Legal Lot Number | 35 |
| Jurisdiction | GUADALUPE TX |
| Minor Civil Division | SCHERTZ-CIBOLO |
| Census Blockgroup | 3 |
| Census Block | 3017 |
| Census Tract | 210613 |
Source: Guadalupe County records · APN 1G-3563-2026-03500-000
Assessment roll updated July 25, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3404 WHISPER BLF, SCHERTZ, TX 78108-2269 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 17, 2020 | Quit Claim Deed, Transfer · Veterans Administration Mortgage USAA |
| Jul 03, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage VETERANS UNITED HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 03, 2017 |
| Deed Sale | Jul 03, 2017 |
| Prior Sale | Jul 03, 2017 |
| Deed Doc Number | 0000015161 |
| Last Transfer Date | Dec 17, 2020 |
| Transfer Doc | 0000036831 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Dec 17, 2020 |
| Property Address | 3404 WHISPER BLF, SCHERTZ, TX 78108-2269 |
| Document Number | 0000036831 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 36831 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3404 WHISPER BLF SCHERTZ TX 781082269, SCHERTZ, TX 78108-2269 |
| Document Number | 36832 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 36832 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jul 03, 2017 |
| Property Address | 3404 WHISPER BLF, SCHERTZ, TX 78108-2269 |
| Document Number | 0000015161 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 15161 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2019 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3404 WHISPER BLF SCHERTZ TX 781082269, SCHERTZ, TX 78108-2269 |
| Document Number | 15162 |
|---|---|
| Date | Jul 03, 2017 |
| Instrument | 15162 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 02, 2047 |
Source: Guadalupe County records · Assessment roll updated July 25, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $271,061 (-12.76%) Land $28,726 Building $242,335 | $271,061 (-12.76%) Land $28,726 Building $242,335 | |
| 2023 | $10,359.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $310,698 Land $40,007 Building $270,691 | $310,698 Land $40,007 Building $270,691 |
3404 Whisper Bluff is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Guadalupe County (48187C), updated April 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 6th in Texas |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,882 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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