3404 Vernon Dr, Laporte, CO 80535 Property Records

Larimer County property record for 3404 Vernon Dr, Laporte, CO 80535

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,168 sqft · built 1954
Lot Size	0.207 acres (8,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Feb 2026)
Tax Bill	$2,004 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2026 Transfer
Flood Zone	Zone AE (high risk)
APN	`98321-05-012`

Property Details

APN / Parcel Number

Primary APN	`98321-05-012`
Alternative APN	`R0239291`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
1st Floor Area	1,168 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,996 sqft (0.207 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Open Slab
Porch Area	62 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R0239291
Street Address	3404 VERNON DR
City	LAPORTE
State	CO
Zip	80535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Description	LOT 12, FERNDALE
Legal Range	69W
Legal Township	8N
Legal Section	32
Legal Subdivision	FERNDALE
Legal Lot Number	12
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	1
Census Block	1012
Census Tract	1301

Owner

Source: Larimer County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3404 VERNON DR, LAPORTE, CO 80535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CU
Feb 24, 2026	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Feb 1, 1993
Deed Document Number	20267954
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 24, 2026
Property Address	3404 VERNON DR, LAPORTE, CO 80535
Document Number	0000007954
Instrument Date	Feb 20, 2026
Instrument	20260007954
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FNTIC, FNTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3404 VERNON DR, LAPORTE, CO 80535

Mortgage

Document Number	0000007955
Date	Feb 24, 2026
Instrument	20260007955

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Feb 24, 2026
Property Address	3404 VERNON DR, LAPORTE, CO 80535
Document Number	0000007953
Instrument Date	Feb 20, 2026
Instrument	20260007953
Transaction Type	Transfer
Record Updated	Mar 4, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3404 VERNON DR, LAPORTE, CO 80535

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,004.00 (+0.2%)	$26,006 (-16.02%) Land $2,250 Building $23,756	$416,100 (-9.97%) Land $36,000 Building $380,100
2024	$2,000.00 (+5.04%)
2023	$1,904.00 (+39.59%)	$30,967 (+45.75%) Land $2,412 Building $28,555	$462,200 (+51.19%) Land $36,000 Building $426,200
2022	$1,364.00	$21,246 Land $2,502 Building $18,744	$305,700 Land $36,000 Building $269,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	84 (1980–2023)
Claims Outside the SFHA	20 of 84
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 32 claims Flooding 4/30/99, May 1999 · 6 claims Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 59% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Vistabeam.

Nearby Properties on Vernon Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures