3404 Sereno, Laredo, TX 78046 Property Records

Webb County property record for 3404 Sereno, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,855 sqft · built 2015
Lot Size	0.118 acres (5,140 sqft)
Owner	Individual Name on Record
Last Sale	$178,600 (Aug 2015)
Tax Bill	$1,209 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`953-34007-923`

Property Details

APN / Parcel Number

Primary APN	`953-34007-923`
Alternative APN	`530005`

Interior

Stories	2 Stories
Building Area	1,855 sqft Living Area
1st Floor Area	963 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,140 sqft (0.118 acres)
Porch	Open Porch
Porch Area	110 sqft

Location & Zoning

Street Address	3404 SERENO
City	LAREDO
State	TX
Zip	78046-5241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS NORTE PHASE IV, BLOCK 7, LOT 9W
Legal Subdivision	CUATRO VIENTOS NORTE PHASE IV
Legal Phase	IV
Legal Block	7
Legal Lot Number	9W
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1005
Census Tract	1823

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3404 SERENO, LAREDO, TX 78046-5241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Oct 18, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Mar 4, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2015 · Amount on Record
Deed Sale	Aug 14, 2015 · Amount on Record
Deed Document Number	20151241496
Deed Book / Page	3838 / 217
Prior Transfer Date	Aug 11, 2015
Prior Transfer Doc	003838/217
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3404 SERENO, LAREDO, TX 78046-5241
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 SERENO, LAREDO, TX 78046-5241

Mortgage

Document Number	005966/101
Date	Jan 7, 2026
Book Page	5966/101
Instrument	1576687

Lender

Name	MIDFIRST BANK
Type	Bank
Address	501 NW GRAND BLVD, OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	236 Months
Due	Sep 1, 2045

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3404 SERENO, LAREDO, TX 78046-5241
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 SERENO, LAREDO, TX 78046-5241

Mortgage

Document Number	005547/817
Date	Oct 18, 2023
Book Page	5547/817
Instrument	1513115

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	263 Months
Due	Sep 1, 2045

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	3404 SERENO, LAREDO, TX 78046-5241
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 SERENO, LAREDO, TX 78046-5241

Mortgage

Document Number	005226/497
Date	Mar 4, 2022
Book Page	5226/497
Instrument	1460246

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	282 Months
Due	Sep 1, 2045

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,442 (-0.68%) Land $50,064 Building $187,378	$237,442 (-0.68%) Land $50,064 Building $187,378
2025	$1,209.00 (+8.53%) Homeowner's exemption	$239,067 (+13.61%) Land $50,064 Building $189,003	$239,067 (+13.61%) Land $50,064 Building $189,003
2024	$1,114.00 (-14.83%)
2023		$210,432 Land $40,709 Building $169,723	$210,432 Land $40,709 Building $169,723
2022	$1,308.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 775 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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