3404 Oak Trail Dr, Manteca, CA 95337 Property Records

San Joaquin County property record for 3404 Oak Trail Dr, Manteca, CA 95337

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,701 sqft · built 2024
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$742,000 (Sep 2024)
Tax Bill$12,229 (2026)
Deeds & MortgagesSep 2025 Mortgage
Flood ZoneZone X (reduced by levee)
APN268-220-390-000

Property Details

APN / Parcel Number

Primary APN268-220-390-000

Exterior

Year BuiltBuilt 2024
Lot Area6,098 sqft (0.14 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3404 OAK TRAIL DR
CityMANTECA
StateCA
Zip95337-9116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 174 OAKWOOD TRAILS UNIT NO.3 TRACT 4139
Legal SubdivisionOAKWOOD TRLS UN #3
Legal Tract4139
Legal Lot Number174
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group3
Census Block3036
Census Tract5122

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3404 OAK TRAIL DR, MANTECA, CA 95337-9116
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2024 · Amount on Record
Deed SaleSep 6, 2024 · Amount on Record
Deed Document Number202475943
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3404 OAK TRAIL DR, MANTECA, CA 95337-9116
Transaction TypeMortgage
Record UpdatedOct 2, 2025
Title CompanyUNKNOWN, MIS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3404 OAK TRAIL DR, MANTECA, CA 95337-9116

Mortgage

Document Number0000075368
DateSep 8, 2025
Instrument2025-075368
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.37%
Type Change DateOct 1, 2030
Change FrequencyAnnually
Min Rate At Change3.37%
Max Rate At Change7.37%
Index1-Year T-Bill
Max Rate10.3%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityManteca City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$12,229.00
2025$741,865 Land $150,000 Building $591,865

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MANTECA
serves 84,928 people · EPA ID CA3910005
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionMar 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cal.net, Frontier, Matrix Broadband, Verizon.

Nearby Properties on Oak Trail Dr

Nearby Streets

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