3404 Oak Ave, Mattoon, IL 61938 Property Records

Coles County property record for 3404 Oak Ave, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1957
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$137,500 (Jan 2025)
Tax Bill	$2,518 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-2-14984-000`

Property Details

APN / Parcel Number

Primary APN	`07-2-14984-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Base Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	116 ft deep x 3 ft wide
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3404 OAK AVE
City	MATTOON
State	IL
Zip	61938-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOWSHIRE SUBD BLK 3 LOT 22 EX: STRIP 3X116 AVG DEEDED OFF(809/25) NE 1/4 SEC 22 T12N R07E SURVEY 808/204
Legal Range	07E
Legal Township	12N
Legal Section	22
Legal Subdivision	WILLOWSHIRE SUBD
Legal Block	3
Legal Lot Number	22
Jurisdiction	COLES IL
Township / Civil Division	MATTOON
Census Block Group	3
Census Block	3031
Census Tract	1200

Owner

Source: Coles County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3404 OAK AVE, MATTOON, IL 61938-4714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Aug 30, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 2, 2025 · Amount on Record
Deed Sale	Jan 2, 2025 · Amount on Record
Prior Sale	Aug 30, 2018 · Amount on Record
Deed Document Number	2025815279
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	3404 OAK AVE, MATTOON, IL 61938-4714
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900785070
Date	Nov 26, 2019
Instrument	201900785070

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Aug 30, 2018
Property Address	3404 OAK AVE, MATTOON, IL 61938-4714
Document Number	201800777769
Instrument Date	Aug 29, 2018
Instrument	201800777769
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$131.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 OAK AVE, MATTOON, IL 61938-4714

Mortgage

Document Number	201800777770
Date	Aug 30, 2018
Instrument	201800777770

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 30, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Mattoon Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,518.00 (+52.88%)	$31,685 (+23.42%) Land $3,429 Building $28,256	$95,055 (+23.42%) Land $10,287 Building $84,768
2023		$25,673 Land $2,779 Building $22,894	$77,019 Land $8,337 Building $68,682
2020	$1,647.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50

May also be available: AMG Technology Investment Group, LTD Broadband, Verizon.

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