3404 Nesscliff Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 3404 Nesscliff Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,961 sqft · built 1955
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on File
Last Sale	$295,000 (Mar 2013)
Tax Bill	$4,245 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258-0150-018-0000`

Property Details

APN / Parcel Number

Primary APN	`258-0150-018-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,961 sqft Living Area
1st Floor Area	1,961 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3404 NESSCLIFF WAY
City	CARMICHAEL
State	CA
Zip	95608-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	POR LOT 9 OAKVALE DES AS BEG AT PT LOC N 1 4630 W 110 FT FR SE COR SD LOT TH N 1%4630 W 35 FT TH S 89%0230 W 205 FT TH S
Legal Subdivision	OAKVALE
Legal Lot Number	9
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4001
Census Tract	7602

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3404 NESSCLIFF WAY, CARMICHAEL, CA 95608-3225
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 12, 2022	Intrafamily Transfer, Transfer
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 13, 2017	Deed of Trust, Mortgage · Conventional with PMI JWH FIN'L INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 29, 2013 · Amount on Record
Deed Sale	Mar 29, 2013 · Amount on Record
Deed Book / Page	20130329 / 2033
Last Transfer Date	Jun 21, 2022
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3404 NESSCLIFF WAY, CARMICHAEL, CA 95608-3225
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 NESSCLIFF WAY, CARMICHAEL, CA 95608-3225
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001516
Date	Jul 1, 2021
Instrument	202107011516

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 12, 2022
Property Address	3404 NESSCLIFF WAY, CARMICHAEL, CA 95608-3225
Document Number	0000001195
Map Reference	MB 19 MAP 46
Instrument Date	Jun 21, 2022
Instrument	2022071201195
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 NESSCLIFF WAY, CARMICHAEL, CA 95608-3225
Investor	Possibly a Property Investor

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3404 NESSCLIFF WAY, CARMICHAEL, CA 95608-3225
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 NESSCLIFF WAY, CARMICHAEL, CA 95608-3225

Mortgage

Document Number	7010000001516
Date	Jul 1, 2021
Book Page	20210701/1516

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3404 NESSCLIFF WAY, CARMICHAEL, CA 95608-3225
Document Number	1710180872
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	NEXTITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3404 NESSCLIFF WAY CARMICHAEL CA 956083225, CARMICHAEL, CA 95608-3225

Mortgage

Document Number	1710180872
Date	Oct 18, 2017
Instrument	1710180872

Lender

Name	JWH FIN'L INC
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$364,241 (+2%) Land $119,318 Building $244,923
2025	$4,245.00 (+2.22%) Homeowner's exemption	$357,100 (+4.04%) Land $116,979 Building $240,121
2024	$4,153.00 (+1.64%)
2023	$4,086.00 (+2.07%) Homeowner's exemption	$343,236 Land $112,438 Building $230,798
2022	$4,003.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Consolidated Communications Fiber	2,000 / 2,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet, Succeed.Net, Verizon.

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