3404 N Private Ln, Meridian, ID 83646 Property Records

Ada County property record for 3404 N Private Ln, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,474 sqft · built 1993
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$532,000 (Mar 2023)
Tax Bill	$3,281 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Oct 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S0531438580`

Property Details

APN / Parcel Number

Primary APN	`S0531438580`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,474 sqft Living Area
Gross Area	3,272 sqft
1st Floor Area	1,522 sqft
Upper Floors Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	798 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	70 sqft
Deck Area	306 sqft
Patio Area	612 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3404 N PRIVATE LN
City	MERIDIAN
State	ID
Zip	83646-5567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUT
Legal Description	PAR #8580 OF SE4 PAR 2 R/S 2094 SEC 31 4N 1E #438550-S #9258870
Legal Range	01E
Legal Township	04N
Legal Section	31
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	3
Census Block	3020
Census Tract	10362

Owner

3404 N Private Ln is owned and occupied by two individuals who bought it in March 2023.

Source: Ada County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3404 N PRIVATE LN, MERIDIAN, ID 83646-5567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage IDAHO CENTRAL CU
Oct 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 16, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2023 · Amount on File
Deed Sale	Mar 21, 2023 · Amount on File
Prior Sale	Oct 16, 2020
Deed Document Number	202316253
Prior Transfer Date	Mar 15, 2023
Prior Transfer Doc	0000016253
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Mar 21, 2023
Property Address	3404 N PRIVATE LN, MERIDIAN, ID 83646-5567
Document Number	0000016253
Map Reference	RS 2094 DOC 9215891
Instrument Date	Mar 16, 2023
Instrument	2023-016253
Transaction Type	Transfer
Record Updated	Mar 31, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 N PRIVATE LN, MERIDIAN, ID 83646-5567

Mortgage

Document Number	0000016254
Date	Mar 21, 2023
Instrument	2023-016254

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2033

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Oct 15, 2020
Property Address	3404 N PRIVATE LN, MERIDIAN, ID 83646-5567
Document Number	0000137809
Instrument Date	Oct 12, 2020
Instrument	137809
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3404 N PRIVATE LN MERIDIAN ID 836465567, MERIDIAN, ID 83646-5567

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Oct 19, 2020
Property Address	3404 N PRIVATE LN, MERIDIAN, ID 83646-5567
Document Number	0000139876
Instrument Date	Oct 12, 2020
Instrument	139876
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3404 N PRIVATE LN MERIDIAN ID 836465567, MERIDIAN, ID 83646-5567

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ADA ID
Recording Date	Oct 16, 2020
Property Address	3404 N PRIVATE LN, MERIDIAN, ID 83646-5567
Document Number	0000138593
Instrument Date	Oct 12, 2020
Instrument	138593
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 N PRIVATE LN MERIDIAN ID 836465567, MERIDIAN, ID 83646-5567

Tax Assessment & Valuation

The 2025 property tax bill for 3404 N Private Ln was $3,281, up 8.9% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,098,100 (+9.37%)	$1,098,100 (+9.37%)
2025	$3,281.00 (+8.86%)	$1,004,000	$1,004,000
2024	$3,014.00
2023		$785,000 Land $536,000 Building $249,000	$785,000 Land $536,000 Building $249,000
2022	$3,607.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3404 N Private Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3404 N Private Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fatbeam Fiber	5,000 / 5,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Anthem Broadband, CenturyLink, TDS Telecom, Verizon.

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