3404 James Way, Johnsburg (McHenry), IL 60051 Property Records

McHenry County property record for 3404 James Way, Johnsburg, IL 60051

Property Summary

Property TypeSingle Family Home
Details5 bd · 8 ba · 2,723 sqft · built 1991
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Aug 2007)
Deeds & MortgagesMar 2021 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN09-13-328-017

Property Details

APN / Parcel Number

Primary APN09-13-328-017

Interior

Bedrooms5 Beds
Full Baths8 Baths
Half Baths5 Half Baths
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,723 sqft Living Area
Gross Area4,143 sqft
1st Floor Area1,420 sqft
Basement Area1,420 sqft
Finished Basement1,136 sqft
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Architectural StyleA-Frame
Exterior MaterialBrick
Construction TypeFrame
Lot Area22,216 sqft (0.51 acres)
Lot Dimensions210 ft deep x 105 ft wide
Garage Area826 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area70 sqft
Deck Area439 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3404 JAMES WAY
CityJOHNSBURG
StateIL
Zip60051-2508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2007R0058707 LT 1 DUTCH CREEK WOODLANDS UNIT 6
Legal Range08E
Legal Township45N
Legal Section13
Legal SubdivisionDUTCH CRK WOODLANDS 06
Legal Block328
Legal Lot Number1
Legal Unit6
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1002
Census Tract870604

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3404 JAMES WAY, JOHNSBURG, IL 60051-2508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Nov 14, 2018Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2007 · Amount on Record
Deed SaleAug 27, 2007 · Amount on Record
Prior SaleJun 1, 2001 · Amount on Record
Deed Document Number2007R0058707
Record UpdatedJun 7, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3404 JAMES WAY, JOHNSBURG, IL 60051-2508
Transaction TypeMortgage
Record UpdatedApr 2, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016128
DateMar 24, 2021
Instrument2021R0016128
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036
Interest
Rate TypeFixed Rate
Rate2.62%

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3404 JAMES WAY, JOHNSBURG, IL 60051-2508
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE SOURCE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038975
DateNov 14, 2018
Instrument2018R0038975
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2033

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityJohnsburg Village
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$106,588 Land $16,165 Building $90,423$319,764 Land $48,495 Building $271,269

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims30 (1978–2017)
Claims Outside the SFHA6 of 30
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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