3404 Hunter Ridge Cir, Waco, TX 76708 Property Records

McLennan County property record for 3404 Hunter Ridge Cir, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,114 sqft · built 1980
Lot Size	0.277 acres (12,075 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Dec 2016)
Tax Bill	$2,504 (2024)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-009004-001400-0`

Property Details

APN / Parcel Number

Primary APN	`48-009004-001400-0`
Alternative APNs	`4800900400140000111` `168151`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,114 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	2,114 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	12,075 sqft (0.277 acres)
Lot Dimensions	138 ft deep x 119 ft wide
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	1,900 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Patio Area	216 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3404 HUNTER RIDGE CIR
City	WACO
State	TX
Zip	76708-2356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	CHIMNEY HILL LOT 14 BLOCK 1 ACRES .2772
Legal Subdivision	CHIMNEY HILL
Legal Block	1
Legal Lot Number	14
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2009
Census Tract	2800

Owner

3404 Hunter Ridge Cir is owned and occupied by two individuals who bought it in December 2016.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3404 HUNTER RIDGE CIR, WACO, TX 76708-2356
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2016 · Amount on File
Deed Sale	Dec 29, 2016 · Amount on File
Deed Document Number	201642392
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3404 HUNTER RIDGE CIR, WACO, TX 76708-2356
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028428
Date	Aug 17, 2020
Instrument	2020028428

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,662 (+0.42%) Land $55,423 Building $306,239	$361,662 (+0.42%) Land $55,423 Building $306,239
2025		$360,140 Land $48,540 Building $311,600	$360,140 Land $48,540 Building $311,600
2024	$2,504.00
2023		$335,230 Land $48,540 Building $286,690	$335,230 Land $48,540 Building $286,690
2022	$2,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3404 Hunter Ridge Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2007–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3404 Hunter Ridge Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20