3404 Harris Dr, Edmond, OK 73013 Property Records

Oklahoma County property record for 3404 Harris Dr, Edmond, OK 73013

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,922 sqft · built 1986
Lot Size	0.539 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$799,500 (Jun 2022)
Tax Bill	$11,132 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-421-1220`

Property Details

APN / Parcel Number

Primary APN	`12-421-1220`
Alternative APNs	`3432-12-421-1220` `R124211220`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,922 sqft Living Area
1st Floor Area	2,862 sqft
2nd Floor Area	1,060 sqft
Laundry Room	Laundry Room
Storm Shelter	Storm Shelter
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Split Level
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.539 acres)
Garage Type	Attached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	530 sqft
Porch	Porch
Porch Area	64 sqft
Deck Area	Deck Area
Patio Area	391 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R124211220
Street Address	3404 HARRIS DR
City	EDMOND
State	OK
Zip	73013-8017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARRIS TALL OAKS SEC 7 013 014
Legal Range	02W
Legal Township	13N
Legal Section	08
Legal Quarter	NW
Legal Subdivision	HARRIS TALL OAKS SEC 7
Legal Block	13
Legal Lot Number	14
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY NORTHWEST
Census Block Group	3
Census Block	3004
Census Tract	108109

Owner

Source: Oklahoma County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3404 HARRIS DR, EDMOND, OK 73013-8017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit WATERMARK BANK
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Jun 2, 2022	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
May 17, 2018	Quit Claim Deed, Transfer CHICAGO TITLE OK
May 16, 2018	Grant Deed, Transfer · Conventional Mortgage BANK OF OK
Jun 26, 2017	Warranty Deed, Transfer · ARM FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022 · Amount on Record
Deed Sale	Jun 2, 2022 · Amount on Record
Prior Sale	May 17, 2018
Deed Document Number	2022060201085993
Deed Book / Page	15173 / 1486
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	3404 HARRIS DR, EDMOND, OK 73013-8017
Transaction Type	Mortgage
Record Updated	Feb 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001010190
Date	Jan 24, 2024
Book Page	15658/910
Instrument	2024012401010190

Lender

Name	WATERMARK BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	45 Months
Due	Oct 11, 2027

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	3404 HARRIS DR, EDMOND, OK 73013-8017
Transaction Type	Mortgage
Record Updated	Jan 10, 2023
Title Company	CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001070284
Date	Apr 21, 2021
Book Page	14711/1140
Instrument	2021042101070284

Lender

Name	FIRST STATE BANK
Type	Bank
Address	EDMOND, OK 73013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jun 2, 2022
Property Address	3404 HARRIS DR, EDMOND, OK 73013-8017
Document Number	0001085993
Book / Page	15173 / 1486
Instrument Date	Jun 1, 2022
Instrument	2022060201085993
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,199.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3404 HARRIS DR, OKLAHOMA CITY, OK 73116

Mortgage

Document Number	0001085994
Date	Jun 2, 2022
Instrument	2022060201085994

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKLAHOMA OK
Recording Date	May 17, 2018
Property Address	3404 HARRIS DR, EDMOND, OK 73013-8017
Document Number	0137380754
Book / Page	013738 / 000754
Instrument Date	May 14, 2018
Instrument	10685770
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	CHICAGO TITLE OK

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3404 HARRIS DR EDMOND OK 730138017, EDMOND, OK 73013-8017

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKLAHOMA OK
Recording Date	May 16, 2018
Property Address	3404 HARRIS DR, EDMOND, OK 73013-8017
Document Number	0137361563
Book / Page	013736 / 001563
Instrument Date	May 10, 2018
Instrument	10671500
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	CHICAGO TITLE OK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$877.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3404 HARRIS DR EDMOND OK 730138017, EDMOND, OK 73013-8017

Mortgage

Document Number	137361564
Date	May 16, 2018
Book Page	013736/001564
Instrument	10671510

Lender

Name	BANK OF OK
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2033

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jun 26, 2017
Property Address	3404 HARRIS DR, EDMOND, OK 73013-8017
Document Number	0010885050
Book / Page	13471 / 0522
Instrument Date	Jun 19, 2017
Instrument	20170626010885050
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	AMERICAN EAGLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$894.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3404 HARRIS DR, EDMOND, OK 73013-8017

Mortgage

Document Number	0010885060
Date	Jun 26, 2017
Book Page	13471/0523
Instrument	20170626010885060

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.05%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	4.05%
Max Rate At Change	9.05%
Index	1-Year LIBOR
Max Rate	9.05%

Tax Assessment & Valuation

Source: Oklahoma County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Edmond City
Unified School District	Edmond Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,132.00 (+19.42%)	$105,996 (+18.52%) Land $12,928 Building $93,068	$974,000 (+19.8%) Land $118,800 Building $855,200
2023	$9,322.00	$89,430 Land $13,068 Building $76,362	$813,000 Land $118,800 Building $694,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDMOND PWA serves 79,408 people · EPA ID OK1020723
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Atlink Services Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Airosurf Communications.

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