3404 Graycliff Ln, Brandon, FL 33511 Property Records

Hillsborough County property record for 3404 Graycliff Ln, Brandon, FL 33511

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,162 sqft · built 2012
Lot Size	0.336 acres (14,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,990 (Jul 2012)
Tax Bill	$935 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`074438-0238`

Property Details

APN / Parcel Number

Primary APN	`074438-0238`
Alternative APN	`U10302085DA00000000190`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,162 sqft Living Area
Gross Area	4,370 sqft
1st Floor Area	3,162 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2018
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,640 sqft (0.336 acres)
Lot Dimensions	179 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	711 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	497 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0744380238
Street Address	3404 GRAYCLIFF LN
City	BRANDON
State	FL
Zip	33511-7847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	STONEWOOD SUBDIVISION LOT 19 BLOCK A
Legal Range	20E
Legal Township	30S
Legal Section	10
Legal Subdivision	STONEWOOD SUBDIVISION
Legal Tract	85D
Legal Block	A
Legal Lot Number	19
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	1
Census Block	1000
Census Tract	13407

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3404 GRAYCLIFF LN, BRANDON, FL 33511-7847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2012 · Amount on Record
Deed Sale	Jul 9, 2012 · Amount on Record
Deed Document Number	2012237640
Deed Book / Page	21229 / 1902
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	3404 GRAYCLIFF LN, BRANDON, FL 33511-7847
Document Number	0000293967
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3404 GRAYCLIFF LN BRANDON FL 335117847, BRANDON, FL 33511-7847

Mortgage

Document Number	0000293967
Date	Jul 21, 2020
Instrument	293967

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,352 (+2.7%)	$684,083 (-1.95%) Land $165,289 Building $518,794
2025	$935.00 (+8.47%) Disabled Person's exemption Veteran's exemption	$418,064 (+5.99%)	$697,703 (+6.44%) Land $165,289 Building $532,414
2023	$862.00 (+12.09%) Disabled Person's exemption Veteran's exemption	$394,449 (+3%)	$655,470 (+4.38%) Land $137,740 Building $517,730
2022	$769.00 Disabled Person's exemption Veteran's exemption	$382,960	$627,978 Land $123,966 Building $504,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	28 (1988–2024)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Irma, Sep 2017 · 3 claims Hurricane Frances, Sep 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20