3404 Flat Creek Dr, Plano, TX 75025 Property Records

Collin County property record for 3404 Flat Creek Dr, Plano, TX 75025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,197 sqft · built 2008
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$341,989 (Jul 2026)
Tax Bill	$5,936 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-8929-00C-0140-1`

Property Details

APN / Parcel Number

Primary APN	`R-8929-00C-0140-1`
Alternative APNs	`000002591184` `2591184`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,197 sqft Living Area
Gross Area	2,779 sqft
1st Floor Area	1,043 sqft
2nd Floor Area	1,154 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	3,485 sqft (0.08 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3404 FLAT CREEK DR
City	PLANO
State	TX
Zip	75025-5873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEVIEW VILLAS, BLK C, LOT 14
Legal Subdivision	RIDGEVIEW VILLAS (CPL)
Legal Block	C
Legal Lot Number	14
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	4
Census Block	4005
Census Tract	31639

Owner

3404 Flat Creek Dr is owned and occupied by an individual who bought it in July 2026.

Source: Collin County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	3404 FLAT CREEK DR, PLANO, TX 75025-5873
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Special Warranty Deed, Transfer · Seller Carry-Back NONE LISTED ON DOCUMENT
Jul 24, 2026	Special Warranty Deed, Transfer · Seller Carry-Back NONE LISTED ON DOCUMENT
Apr 15, 2020	Deed of Trust, Mortgage · VA Mortgage PRIME LNDG
Mar 22, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2026 · Amount on File
Deed Sale	Jul 24, 2026 · Amount on File
Prior Sale	Mar 22, 2018 · Amount on File
Deed Document Number	202699696
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jul 24, 2026
Property Address	3404 FLAT CREEK DR, PLANO, TX 75025-5873
Document Number	0000099696
Instrument Date	Jul 14, 2026
Instrument	202699696
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 FLAT CREEK DR, PLANO, TX 75025-5873

Mortgage

Document Number	0000100007,
Date	Jul 24, 2026
Instrument	2026100007

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Interest

Rate	6.52%
Max Rate	-1%

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jul 24, 2026
Property Address	3404 FLAT CREEK DR, PLANO, TX 75025-5873
Document Number	0000099696
Instrument Date	Jul 14, 2026
Instrument	202699696
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 FLAT CREEK DR, PLANO, TX 75025-5873

Mortgage

Document Number	0000100007,
Date	Jul 24, 2026
Instrument	2026100007

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Interest

Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3404 FLAT CREEK DR, PLANO, TX 75025-5873
Document Number	0000561930
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	SEWELL TITLE COMPANY, SEWELL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3404 FLAT CREEK DR PLANO TX 750255873, PLANO, TX 75025-5873

Mortgage

Document Number	0000561930
Date	Apr 20, 2020
Instrument	561930

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 19, 2040

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 22, 2018
Property Address	3404 FLAT CREEK DR, PLANO, TX 75025-5873
Document Number	0000349440
Instrument Date	Mar 22, 2018
Instrument	349440
Transaction Type	Transfer
Record Updated	Mar 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 FLAT CREEK DR PLANO TX 750255873, PLANO, TX 75025-5873

Mortgage

Document Number	349450
Date	Mar 22, 2018
Instrument	349450

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3404 Flat Creek Dr was $5,936 with exemptions applied, up 5.5% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Frisco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,936.00 (+5.51%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$483,578 Land $130,000 Building $404,612	$534,612 Land $130,000 Building $404,612
2024	$5,626.00
2023		$541,677 Land $120,000 Building $421,677	$541,677 Land $120,000 Building $421,677
2022	$5,910.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3404 Flat Creek Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3404 Flat Creek Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Astound Broadband, T-Mobile.

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