3404 Fairmont Ave, Naperville, IL 60564 Property Records

Will County property record for 3404 Fairmont Ave, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,182 sqft · built 1999
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$428,000 (Sep 2021)
Tax Bill	$11,850 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-04-405-011`

Property Details

APN / Parcel Number

Primary APN	`07-01-04-405-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,182 sqft Total Area
1st Floor Area	1,096 sqft
2nd Floor Area	1,086 sqft
Basement Area	1,096 sqft
Unfinished Basement	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	3404 FAIRMONT AVE
City	NAPERVILLE
State	IL
Zip	60564-4685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 99 IN HEATHERSTONE UNIT 1, BEING A SUB OF PRT OF THE E1/2 OF THE SW1/4 THE W1/2 OF THE SE1/4 OF SEC. 4, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	04
Legal Subdivision	HEATHERSTONE
Legal Block	1
Legal Lot Number	99
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2011
Census Tract	880323

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3404 FAIRMONT AVE, NAPERVILLE, IL 60564-4685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 23, 2017	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	Sep 23, 2014 · Amount on Record
Deed Document Number	202199850
Prior Transfer Date	Feb 22, 2013
Prior Transfer Doc	0000029251
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 10, 2021
Property Address	3404 FAIRMONT AVE, NAPERVILLE, IL 60564-4685
Document Number	0000099850
Map Reference	DOC R97-8644
Instrument Date	Aug 27, 2021
Instrument	R2021099850
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$428.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3404 FAIRMONT AVE, NAPERVILLE, IL 60564-4685

Mortgage

Document Number	0000099851
Date	Sep 10, 2021
Instrument	R2021099851

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3404 FAIRMONT AVE, NAPERVILLE, IL 60564-4685
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025107
Date	Mar 4, 2021
Instrument	R2021025107

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate	3.12%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WILL IL
Property Address	3404 FAIRMONT AVE, NAPERVILLE, IL 60564-4685
Document Number	0000047232
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3404 FAIRMONT AVE NAPERVILLE IL 605644685, NAPERVILLE, IL 60564-4685

Mortgage

Document Number	0000047232
Date	Jun 19, 2017
Instrument	47232

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,850.00 (+21.78%)	$198,075 (+9.95%) Land $39,883 Building $158,192	$594,225 (+9.95%) Land $119,649 Building $474,576
2024		$180,150 (+28.39%) Land $36,274 Building $143,876	$540,450 (+28.39%) Land $108,822 Building $431,628
2022	$9,731.00 Homeowner's exemption	$140,316 Land $30,312 Building $110,004	$420,948 Land $90,936 Building $330,012

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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