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3404 Edgehill Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3404 Edgehill Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,508 sqft Heated Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$250,140 (2019)
Tax Bill$4,127.00 (2025)

Property Details

APN / Parcel Number

Primary APN262630064000010660

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,508 sqft Heated Area
Gross Area1,962 sqft Gross Area
1st Floor1,508 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureMasonry Interior Structure

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,970 sqft (0.16 acres)
Garage TypeFinished Garage
Garage Area400 sqft Garage
FenceFence
PorchOpen Porch
Porch Area54 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3404 EDGEHILL CT
CitySAINT CLOUD
StateFL
Zip34772-6535
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRESERVE AT PINE TREE PB 27 PGS 93-95 LOT 66
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionRESERVE AT PINE TREE
Legal Tract640
Legal Lot Number66
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2022
Census Tract43304

Owner

Source: Osceola County records · APN 262630064000010660

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3404 EDGEHILL CT, SAINT CLOUD, FL 34772-6535
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FLAGSTAR BANK FSB
May 04, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CENLAR FSB
Nov 15, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FLAGSTAR BANK FSB
Dec 31, 2019Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
M/I FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 31, 2019 · Amount on Record
Deed SaleDec 31, 2019 · Amount on Record
Deed Doc Number2019169415
Deed Book / Page5650 / 0019
Record RefreshedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3404 EDGEHILL CT, SAINT CLOUD, FL 34772-6535
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3404 EDGEHILL CT, SAINT CLOUD, FL 34772-6535

Mortgage

Document Number0061032514
DateDec 09, 2021
Book Page6103/2514
Instrument2021189719
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term337 Months
DueJan 01, 2050

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3404 EDGEHILL CT, SAINT CLOUD, FL 34772-6535
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3404 EDGEHILL RIVERA, SAINT CLOUD, FL 34772

Mortgage

Document Number0059500164
DateMay 04, 2021
Book Page5950/164
Instrument2021067658
Lender
NameCENLAR FSB
TypeBank
AddressTRENTON, NJ 08618
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term344 Months
DueJan 01, 2050

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3404 EDGEHILL CT, SAINT CLOUD, FL 34772-6535
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3404 EDGEHILL CT, SAINT CLOUD, FL 34772-6535

Mortgage

Document Number0060852219
DateNov 15, 2021
Book Page6085/2219
Instrument2021176423
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term338 Months
DueJan 01, 2050

December 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 31, 2019
Property Address3404 EDGEHILL CT, SAINT CLOUD, FL 34772-6535
Document Number0056500019
Book / Page5650 / 0019
Map ReferenceMB 27 PG 93-95
Instrument DateDec 30, 2019
Instrument2019169415
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyM I TITLE AGENCY LTD LC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,751.40
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address400 INTERNATIONAL PKWY STE 470, 400, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

NameVerified Name
Address3404 EDGEHILL CT, SAINT CLOUD, FL 34772-6535

Mortgage

Document Number0056500021
DateDec 31, 2019
Instrument5650/0021
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,127.00 (+6.04%) Homeowner's exemption$273,500 (+5.88%) Land $73,500 Building $200,000$273,500 (+5.88%) Land $73,500 Building $200,000
2023$3,892.00 (+2.77%) Homeowner's exemption$258,300 (+23%) Land $73,500 Building $184,800$258,300 (+23%) Land $73,500 Building $184,800
2022$3,787.00$210,000 Land $52,500 Building $157,500$210,000 Land $52,500 Building $157,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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