3404 E Mountain Vista Dr, Phoenix, AZ 85048 Property Records

Maricopa County property record for 3404 E Mountain Vista Dr, Phoenix, AZ 85048

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,820 sqft · built 1988
Lot Size	0.201 acres (8,795 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Mar 2017)
Tax Bill	$3,500 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`306-02-262`

Property Details

APN / Parcel Number

Primary APN	`306-02-262`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,820 sqft Living Area
1st Floor Area	1,487 sqft
2nd Floor Area	1,333 sqft

Exterior

Year Built	Built 1988
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,795 sqft (0.201 acres)
Parking Spaces	3 Parking Spaces
Pool Area	404 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3404 E MOUNTAIN VISTA DR
City	PHOENIX
State	AZ
Zip	85048-7254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	THE ESTATES AT MONTEGO BAY MCR 303-47
Legal Range	03E
Legal Township	01S
Legal Section	36
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	ESTATES AT MONTEGO BAY
Legal Lot Number	26
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4002
Census Tract	116713

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3404 E MOUNTAIN VISTA DR, PHOENIX, AZ 85048-7254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Mar 17, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2017 · Amount on Record
Deed Sale	Mar 17, 2017 · Amount on Record
Prior Sale	Mar 17, 2017 · Amount on Record
Deed Document Number	20170190467
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3404 E MOUNTAIN VISTA DR, PHOENIX, AZ 85048-7254
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000715667
Date	Sep 28, 2017
Instrument	2017-0715667

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 17, 2017
Property Address	3404 E MOUNTAIN VISTA DR, PHOENIX, AZ 85048-7254
Document Number	0000190467
Map Reference	MAP303 PG47
Instrument Date	Mar 3, 2017
Instrument	2017-0190467
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EMPIRE WEST TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 E MOUNTAIN VISTA DR, PHOENIX, AZ 85048-7254

Mortgage

Document Number	0000190469
Date	Mar 17, 2017
Instrument	2017-0190469

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,660 (-5.2%)	$556,600 (-5.2%) Land $111,300 Building $445,300
2025	$3,500.00 (+5.29%)
2024		$58,710	$587,100 Land $117,400 Building $469,700
2023	$3,324.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 882 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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