Hamilton County property record for 3404 E 146th St, Carmel, IN 46033
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 9,920 sqft · built 2014 |
| Lot Size | 1.19 acres (51,836 sqft) |
| Owner | Company Name on File |
| Tax Bill | $40,396 (2024) |
| Deeds & Mortgages | Jan 2026 Construction Loan Jan 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-17-021-001.000-015 |
| Primary APN | 29-10-17-021-001.000-015 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 9,920 sqft Total Area |
| Year Built | Built 2014 |
|---|---|
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 51,836 sqft (1.19 acres) |
| Canopy | 240 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 0810170021001000 |
|---|---|
| Street Address | 3404 E 146TH ST |
| City | CARMEL |
| State | IN |
| Zip | 46033-9430 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | ACREAGE 1.19, SECTION 17, TOWNSHIP 18, RANGE 4, BRIDGEWATER CENTER AT 146TH STREET, LOT 1, IRREGULAR SHAPE |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | WESTFIELD WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 110515 |
Source: Hamilton County records · APN 29-10-17-021-001.000-015
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 333 S EW, KOKOMO, IN 46902 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 30, 2026 | Warranty Deed, Construction Loan · Construction Mortgage FIRST FARMERS BANK & TRUST |
| Jan 30, 2026 | Warranty Deed, Construction Loan · Construction Mortgage FIRST FARMERS BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 30, 2026 |
| Deed Sale | Jan 30, 2026 |
| Prior Sale | Nov 08, 2013 |
| Deed Document Number | 2026003885 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jan 30, 2026 |
| Property Address | 3404 E 146TH ST, CARMEL, IN 46033-9430 |
| Document Number | 0000003885 |
| Map Reference | DOC 2013-59163 |
| Instrument Date | Jan 08, 2026 |
| Instrument | 2026003885 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 11, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 333 S EW, KOKOMO, IN 46902 |
| Document Number | 0000003886 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 2026003886 |
| Name | FIRST FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 15, 2041 |
| Rate | 6.33% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jan 30, 2026 |
| Property Address | 3404 E 146TH ST, CARMEL, IN 46033-9430 |
| Document Number | 0000003885 |
| Map Reference | DOC 2013-59163 |
| Instrument Date | Jan 08, 2026 |
| Instrument | 2026003885 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 333 S EW, KOKOMO, IN 46902 |
| Document Number | 0000003886 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 2026003886 |
| Name | FIRST FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 15, 2041 |
| Rate | 6.33% |
|---|
Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Westfield Washington Township |
| Municipality | Westfield City |
| Unified School District | Westfield-Washington Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,792,300 (+3.33%) Land $876,000 Building $916,300 | $1,792,300 (+3.33%) Land $876,000 Building $916,300 | |
| 2024 | $40,396.00 (-0.72%) | $1,734,500 (-0.74%) Land $876,000 Building $858,500 | $1,734,500 (-0.74%) Land $876,000 Building $858,500 |
| 2023 | $40,688.00 (+3.97%) | $1,747,400 (+1.82%) Land $876,000 Building $871,400 | $1,747,400 (+1.82%) Land $876,000 Building $871,400 |
| 2022 | $39,135.00 | $1,716,100 Land $876,000 Building $840,100 | $1,716,100 Land $876,000 Building $840,100 |
Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 315 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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