Hamilton County property record for 3404 Delta Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,420 sqft · built 1918 |
| Lot Size | 0.141 acres (6,142 sqft) |
| Owner | Individual Name on File |
| Last Sale | $479,000 (Aug 2019) |
| Tax Bill | $11,269 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-0001-0126-00 |
| Primary APN | 039-0001-0126-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,420 sqft Living Area |
| 1st Floor Area | 1,372 sqft |
| 2nd Floor Area | 845 sqft |
| Attic | Attic |
| Attic Area | 203 sqft |
| Basement Area | 1,482 sqft |
| Year Built | Built 1918 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 6,142 sqft (0.141 acres) |
| Lot Dimensions | 122 ft deep x 172 ft wide |
| Garage Type | Basement |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3404 DELTA AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3404 DELTA AVE 50 X 122 NEC DELTA & OBSERVATORY |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 5100 |
3404 Delta Ave is owned and occupied by an individual who bought it in August 2019.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3404 DELTA AVE, CINCINNATI, OH 45208-2402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Aug 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2019 · Amount on File |
| Deed Sale | Aug 8, 2019 · Amount on File |
| Deed Document Number | 0000065537 |
| Deed Book / Page | 13976 / 02827 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3404 DELTA AVE, CINCINNATI, OH 45208-2402 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3404 DELTA AVE, CINCINNATI, OH 45208-2402 |
| Document Number | 0000019930 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | 15132/1179 |
| Instrument | 2024-0019930 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 5555 CLEVELAND AVE, COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 14, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3404 DELTA AVE, CINCINNATI, OH 45208-2402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|
| Document Number | 0200135136 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 14320/607 |
| Instrument | 2020-0135136 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 8, 2019 |
| Property Address | 3404 DELTA AVE, CINCINNATI, OH 45208-2402 |
| Document Number | 0000065537 |
| Book / Page | 13976 / 02827 |
| Instrument Date | Aug 2, 2019 |
| Instrument | 2019-0065537 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AGILITY CLOSING & TTL SVCS I |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,916.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3404 DELTA AVE, CINCINNATI, OH 45208-2402 |
| Document Number | 0000065538 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 2019-0065538 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 3404 Delta Ave was $11,269, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,269.00 (+3.13%) | $182,536 (-) Land $82,334 Building $100,202 | |
| 2024 | $10,927.00 (-2.2%) | $182,536 (-) Land $82,334 Building $100,202 | |
| 2023 | $11,173.00 (-2.33%) | $182,536 (+8.88%) Land $82,334 Building $100,202 | $521,530 Land $235,240 Building $286,290 |
| 2022 | $11,439.00 Homeowner's exemption | $167,650 Land $60,130 Building $107,520 | |
| 2020 | $479,000 Land $171,800 Building $307,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3404 Delta Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3404 Delta Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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