3404 Cross Timber Ln, Raleigh, NC 27603 Property Records

Wake County property record for 3404 Cross Timber Ln, Raleigh, NC 27603

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,167 sqft · built 2022
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$427,000 (Mar 2022)
Tax Bill	$3,444 (2023)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0689.02-69-9177 0488628`

Property Details

APN / Parcel Number

Primary APN	`0689.02-69-9177 0488628`
Alternative APN	`0488628`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,167 sqft Heated Area

Exterior

Year Built	Built 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0488628
Street Address	3404 CROSS TIMBER LN
City	RALEIGH
State	NC
Zip	27603-9656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD
Legal Description	LO59 LEGACY FARM PH2 BM2021-01520
Legal Phase	2
Legal Lot Number	59
Jurisdiction	WAKE NC
Township / Civil Division	SWIFT CREEK
Census Block Group	2
Census Block	2001
Census Tract	53111

Owner

3404 Cross Timber Ln is owned and occupied by an individual who bought it in March 2022.

Source: Wake County records, as of April 18, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3404 CROSS TIMBER LN, RALEIGH, NC 27603-9656
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2022 · Amount on File
Deed Sale	Mar 14, 2022 · Amount on File
Deed Document Number	0189531794
Deed Book / Page	18953 / 1794
Record Updated	Jun 7, 2026

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Mar 14, 2022
Property Address	3404 CROSS TIMBER LN, RALEIGH, NC 27603-9656
Document Number	18953/1794
Book / Page	18953 / 1794
Map Reference	MB 2021 PG 1519-1524
Instrument Date	Mar 14, 2022
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$854.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2520 RELIANCE AVE, APEX, NC 27539-6346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 CROSS TIMBER LN, RALEIGH, NC 27603-9656

Mortgage

Document Number	0189531796
Date	Mar 14, 2022
Instrument	18953/1796

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Fuquay-Varina Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,444.00	$307,916 Land $75,000 Building $232,916	$307,916 Land $75,000 Building $232,916

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3404 Cross Timber Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3404 Cross Timber Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FUQUAY-VARINA serves 42,954 people · EPA ID NC0392055
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20