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3404 Cove Ct, Johnsburg (McHenry), IL 60051 Property Records

McHenry County property record for 3404 Cove Ct, Johnsburg, IL 60051

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,724 sqft · built 1970
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$360,000 (Aug 2020)
Deeds & MortgagesAug 2020 Sale & Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN09-13-405-004

Property Details

APN / Parcel Number

Primary APN09-13-405-004

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms12 Rooms
Stories1 Story
Building Area1,724 sqft Living Area
Gross Area3,445 sqft
1st Floor Area1,724 sqft
Basement Area1,721 sqft
Finished Basement825 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Architectural StyleA-Frame
Exterior MaterialBrick
Construction TypeFrame
Lot Area17,424 sqft
Garage Area529 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3404 COVE CT
CityJOHNSBURG
StateIL
Zip60051-2534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0033017 LT 14 DUTCH CREEK WOODLANDS UNIT 2 MEMO: ALLABASTRO, SANDRA M/ RIETESEL, CARL H
Legal Range08E
Legal Township45N
Legal Section13
Legal SubdivisionDUTCH CRK WOODLANDS 02
Legal Block405
Legal Lot Number14
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group1
Census Block1001
Census Tract870604

Owner

3404 Cove Ct is owned and occupied by an individual who bought it in August 2020.

Source: McHenry County records, as of May 13, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3404 COVE CT, JOHNSBURG, IL 60051-2534
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2020Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2020 · Amount on File
Deed SaleAug 24, 2020 · Amount on File
Prior SaleJun 12, 2008
Deed Document Number2020R0033017
Record UpdatedJun 7, 2026

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateAug 24, 2020
Property Address3404 COVE CT, JOHNSBURG, IL 60051-2534
Document Number0000033017
Map ReferenceMB 14 PG 92
Instrument DateJul 16, 2020
Instrument2020R0033017
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3404 COVE CT, JOHNSBURG, IL 60051-2534

Mortgage

Document Number0000033018
DateAug 24, 2020
Instrument2020R0033018
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate
Rate2.99%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3404 COVE CT, JOHNSBURG, IL 60051-2534
Document Number0000032335
Instrument DateAug 25, 2017
Transaction TypeMortgage
Record UpdatedDec 6, 2017
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3404 COVE CT JOHNSBURG IL 600512534, JOHNSBURG, IL 60051-2534

Mortgage

Document Number0000032335
DateAug 31, 2017
Instrument32335
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 30, 2047
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityJohnsburg Village
Unified School DistrictJohnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$125,325 Land $39,493 Building $85,832$375,975 Land $118,479 Building $257,496

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3404 Cove Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims30 (1978–2017)
Claims Outside the SFHA6 of 30
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Apr 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3404 Cove Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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