3404 Cole Mill Rd, Durham, NC 27712 Property Records

Durham County property record for 3404 Cole Mill Rd, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,532 sqft · built 2019
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,075 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0803-96-1294`

Property Details

APN / Parcel Number

Primary APN	`0803-96-1294`
Alternative APNs	`0803-96-12-9490` `080302962202` `176573`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,532 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Cape Cod
Lot Area	11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3404 COLE MILL RD
City	DURHAM
State	NC
Zip	27712-3244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	HUCKLEBERRY HEIGHTS-ANX#0 3/BLK:C/LT#08 N 1/2 PL:00028A-000029
Legal Subdivision	HUCKLEBERRY HEIGHTS
Legal Block	C
Legal Lot Number	8
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3006
Census Tract	1712

Owner

3404 Cole Mill Rd is owned by two individuals who acquired it in January 2021.

Source: Durham County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8423 REMAGEN ST, A, FORT IRWIN, CA 92310-2476
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 16, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Oct 25, 2021	Intrafamily Transfer, Transfer
Jan 8, 2021	Intrafamily Transfer, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 13, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Aug 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 23, 2018	Warranty Deed, Transfer · Conventional with PMI JASON DOTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021
Deed Sale	Jan 8, 2021
Prior Sale	Feb 13, 2020 · Amount on File
Deed Document Number	2021973
Deed Book / Page	9192 / 68
Prior Transfer Date	Dec 2, 2020
Prior Transfer Doc	0091920068
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3404 COLE MILL RD, DURHAM, NC 27712-3244
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096600951
Date	Apr 5, 2022
Book Page	9660/951
Instrument	2022014294

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Nov 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3404 COLE MILL RD, DURHAM, NC 27712-3244
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 COLE MILL RD, DURHAM, NC 27712-3244

Mortgage

Document Number	0096410813
Date	Mar 16, 2022
Book Page	9641/813
Instrument	2022011031

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DURHAM NC
Recording Date	Oct 25, 2021
Property Address	3404 COLE MILL RD, DURHAM, NC 27712-3244
Document Number	0095070097
Book / Page	9507 / 97
Map Reference	MB 28 PG 29
Instrument Date	Oct 22, 2021
Instrument	2021054546
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3404 COLE MILL RD, DURHAM, NC 27712-3244

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DURHAM NC
Recording Date	Jan 8, 2021
Property Address	3404 COLE MILL RD, DURHAM, NC 27712-3244
Document Number	0091920068
Book / Page	9192 / 68
Map Reference	MB 28 PG 29
Instrument Date	Dec 2, 2020
Instrument	2021000973
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 COLE MILL RD, DURHAM, NC 27712-3244

Mortgage

Document Number	2021000974
Date	Jan 8, 2021
Instrument	2021000974

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DURHAM NC
Recording Date	Feb 14, 2020
Property Address	3404 COLE MILL RD, DURHAM, NC 27712-3244
Document Number	0088710600
Book / Page	008871 / 000600
Instrument Date	Feb 13, 2020
Instrument	5903
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 COLE MILL RD DURHAM NC 27712, DURHAM, NC 27712

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Feb 13, 2020
Property Address	3404 COLE MILL RD, DURHAM, NC 27712-3244
Document Number	0088700244
Book / Page	008870 / 000244
Instrument Date	Feb 12, 2020
Instrument	5679
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$554.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 COLE MILL RD DURHAM NC 27712, DURHAM, NC 27712

Mortgage

Document Number	88700246
Date	Feb 13, 2020
Book Page	008870/000246
Instrument	5680

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 29, 2019
Property Address	3404 COLE MILL RD, DURHAM, NC 27712-3244
Document Number	0087390180
Book / Page	008739 / 000180
Instrument Date	Aug 6, 2019
Instrument	31192
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1114 E HARDSCRABBLE DR HILLSBOROUGH NC 272789679, HILLSBOROUGH, NC 27278-9679

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jul 23, 2018
Property Address	3404 COLE MILL RD, DURHAM, NC 27712-3244
Document Number	0084710625
Book / Page	008471 / 000625
Instrument Date	Jul 23, 2018
Instrument	25383
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	917 ELLIS RD DURHAM NC 277036020, DURHAM, NC 27703-6020

Mortgage

Document Number	84710627
Date	Jul 23, 2018
Book Page	008471/000627
Instrument	25384

Lender

Name	JASON DOTY
Address	6303 VANDERBILT AVE, DALLAS, TX 75214-3337

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3404 Cole Mill Rd was $4,075, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,075.00 (+2.52%)	$400,995 (-) Land $126,000 Building $274,995	$400,995 (-) Land $126,000 Building $274,995
2025	$3,975.00	$400,995 Land $126,000 Building $274,995	$400,995 Land $126,000 Building $274,995
2023	$2,762.00 (+2.33%)	$210,925 Land $18,945 Building $191,980	$210,925 Land $18,945 Building $191,980
2022	$2,699.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3404 Cole Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3404 Cole Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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