3404 Brooktree Ln, Indian Trail, NC 28079 Property Records

Union County property record for 3404 Brooktree Ln, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,480 sqft · built 1996
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Nov 2022)
Tax Bill	$2,245 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-066-546`

Property Details

APN / Parcel Number

Primary APN	`07-066-546`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	1,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.224 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3404 BROOKTREE LN
City	INDIAN TRAIL
State	NC
Zip	28079-9440
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	162 BROOKSTONE VILLAGE PH II OPCD710
Legal Subdivision	BROOKSTONE VILLAGE
Legal Lot Number	162
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2016
Census Tract	20318

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3404 BROOKTREE LN, INDIAN TRAIL, NC 28079-9440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jun 9, 2020	Deed of Trust, Mortgage · Conventional with PMI ALCOVA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2022 · Amount on File
Deed Sale	Nov 21, 2022 · Amount on File
Prior Sale	Jan 29, 2016 · Amount on File
Deed Document Number	202238801
Deed Book / Page	8612 / 117
Prior Transfer Date	Jul 31, 1996
Prior Transfer Doc	0891000433
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 21, 2022
Property Address	3404 BROOKTREE LN, INDIAN TRAIL, NC 28079-9440
Document Number	0008612117
Book / Page	8612 / 117
Map Reference	CAB D FILE 710&711
Instrument Date	Nov 21, 2022
Instrument	38801
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	MOREHEAD TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 CHANNING CIR NW, 313, CONCORD, NC 28027-8553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 BROOKTREE LN, INDIAN TRAIL, NC 28079-9440

Mortgage

Document Number	0008612119
Date	Nov 21, 2022
Book Page	8612/119
Instrument	38802

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3404 BROOKTREE LN, INDIAN TRAIL, NC 28079-9440
Document Number	77032
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	SOUTH MOUNTAIN GROUP, SOUTH MTN GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 BROOKTREE LN INDIAN TRAIL NC 280799440, INDIAN TRAIL, NC 28079-9440

Mortgage

Document Number	77032
Date	Jun 16, 2020
Book Page	007703/000002
Instrument	21488

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$337,800 (-) Land $68,500 Building $269,300	$337,800 (-) Land $68,500 Building $269,300
2025	$2,245.00 (+16.56%)	$337,800 (+48.16%) Land $68,500 Building $269,300	$337,800 (+48.16%) Land $68,500 Building $269,300
2023	$1,926.00	$228,000 Land $41,600 Building $186,400	$228,000 Land $41,600 Building $186,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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