3404 Beaver Neck Rd, Cambridge, MD 21613 Property Records

Dorchester County property record for 3404 Beaver Neck Rd, Cambridge, MD 21613 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Architecture Style	Mobile Home
Year Built	Built 2022
Square Footage	1,890 sqft Total Area
Lot Size	331,492 sqft (7.61 acres)
Occupancy	Owner Occupied
Last Sale	$75,000 (2021)
Tax Bill	$3,596.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`14-006168`
Alternative APN	`006168`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,890 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile Home Style
Exterior Material	Siding Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	331,492 sqft (7.61 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	006168
Street Address	3404 BEAVER NECK RD
City	CAMBRIDGE
State	MD
Zip	21613-3802
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	7.61 ACRES E/S RT 397 N/S BEAVER NECK RD
Jurisdiction	DORCHESTER MD
Minor Civil Division	14, LINKWOOD
Census Blockgroup	2
Census Block	2039
Census Tract	970300

Owner

Source: Dorchester County records · APN 14-006168

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3404 BEAVER NECK RD, CAMBRIDGE, MD 21613-3802
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 07, 2022	Deed of Trust, Mortgage · Building or Construction Mortgage WESBANCO BANK INC
Mar 16, 2021	Deed, Transfer REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 16, 2021 · Amount on Record
Deed Sale	Mar 16, 2021 · Amount on Record
Prior Sale	May 27, 2009 · Amount on Record
Deed Book / Page	1634 / 129
Prior Transfer Date	Jan 06, 2009
Prior Transfer Doc	0008980224
Record Refreshed	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	3404 BEAVER NECK RD, CAMBRIDGE, MD 21613-3802
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 BEAVER NECK RD, CAMBRIDGE, MD 21613-3802

Mortgage

Document Number	0017470159
Date	Jun 07, 2022
Book Page	1747/159

Lender

Name	WESBANCO BANK INC
Type	Bank
Address	WHEELING, WV 26003

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jul 01, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.12%
Index	1-Year CMT
Margin	3
Max Rate	9.12%

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 16, 2021
Property Address	3404 BEAVER NECK RD, CAMBRIDGE, MD 21613-3802
Document Number	0016340129
Book / Page	1634 / 129
Instrument Date	Feb 12, 2021
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	3404 BEAVER NECK RD, CAMBRIDGE, MD 21613-3802

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,533 (+5.45%)	$343,400 (-) Land $53,900 Building $289,500
2025	$3,596.00 (+9.47%)	$309,667 (+6.74%)	$343,400 (+17.28%) Land $53,900 Building $289,500
2023	$3,285.00	$290,100	$292,800 Land $53,900 Building $238,900

Flood & Wildfire

3404 Beaver Neck Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Dorchester County (24019C), updated April 10, 2022

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 58th percentile of exposed land nationally · 92nd in Maryland
Wildfire Likelihood	Moderate — about 1 in 775 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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