3404 76th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3404 76th St, Lubbock, TX 79423

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,759 sqft · built 1971
Lot Size0.181 acres (7,910 sqft)
OwnerIndividual Name on File
Tax Bill$4,392 (2025)
Deeds & MortgagesApr 2025 Second Mortgage
Apr 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR45467

Property Details

APN / Parcel Number

Primary APNR45467

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,759 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,910 sqft (0.181 acres)
Lot Dimensions113 ft deep x 70 ft wide
Garage Area483 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3404 76TH ST
CityLUBBOCK
StateTX
Zip79423-1206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionMELONIE PARK SOUTH W65'OF L 55 & E5'OF 54
Legal SubdivisionMELONIE PARK SOUTH
Legal Lot Number545
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1011
Census Tract1904

Owner

Source: Lubbock County records · APN R45467

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3404 76TH ST, LUBBOCK, TX 79423-1206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 01, 2025Vendor's Lien, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Jun 21, 2021Vendor's Lien, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 05, 2021Warranty Deed, Transfer
HUB CITY TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2025
Deed SaleApr 01, 2025
Prior SaleJun 21, 2021
Deed Document Number2025012099
Record UpdatedJun 08, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address3404 76TH ST, LUBBOCK, TX 79423-1206
Transaction TypeMortgage
Record UpdatedNov 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012101
DateApr 01, 2025
Instrument2025012101
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueApr 01, 2035

April 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateApr 01, 2025
Property Address3404 76TH ST, LUBBOCK, TX 79423-1206
Document Number0000012099
Map ReferenceVOL 1242 PG 63
Instrument DateMar 31, 2025
Instrument2025012099
Transaction TypeTransfer
Record UpdatedNov 27, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7734 96TH ST, LUBBOCK, TX 79424-7515

Transferred To (Grantee/Buyer)

NameVerified Name
Address3404 76TH ST, LUBBOCK, TX 79423-1206

Mortgage

Document Number0000012100
DateApr 01, 2025
Instrument2025012100
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2055

June 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateJun 21, 2021
Property Address3404 76TH ST, LUBBOCK, TX 79423-1206
Document Number0000030785
Map ReferenceVOL 1242 PG 63
Instrument DateJun 18, 2021
Instrument2021030785
Transaction TypeTransfer
Record UpdatedJun 30, 2021
Title CompanyTRUE TITLE PARTNERS

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3404 76TH ST, LUBBOCK, TX 79423-1206

Mortgage

Document Number0000030786
DateJun 21, 2021
Instrument2021030786
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUBBOCK TX
Recording DateApr 05, 2021
Property Address3404 76TH ST, LUBBOCK, TX 79423-1206
Document Number0000015930
Instrument DateApr 01, 2021
Instrument2021015930
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyHUB CITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6920 NASHVILLE DR, LUBBOCK, TX 79413-6002

Tax Assessment & Valuation

Source: Lubbock County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,392.00 (+1.13%) Homeowner's exemption$316,881 (+2.1%) Land $22,400 Building $294,481$316,881 (+2.1%) Land $22,400 Building $294,481
2024$4,343.00 (-24.72%)
2023$5,769.00 (+3.18%)$310,372 Land $22,400 Building $287,972$310,372 Land $22,400 Building $287,972
2022$5,591.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1999)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 1999 · tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Optimum Communications
Cable
940 / 35
JAB Wireless
Fixed Wireless
300 / 60
Telespan
Fixed Wireless
100 / 40

May also be available: Verizon.

Based on FCC filings for 412 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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