3404 38th St W, Bradenton, FL 34205 Property Records

Manatee County property record for 3404 38th St W, Bradenton, FL 34205

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,015 sqft · built 1977
Lot Size	1.28 acres (55,943 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jun 2026)
Tax Bill	$2,585 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`50801-0195-8`

Property Details

APN / Parcel Number

Primary APN	`50801-0195-8`
Alternative APN	`3517045080101958`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,015 sqft Living Area
Gross Area	1,151 sqft
1st Floor Area	1,015 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	55,943 sqft
View / Lot	Interior Unit
Porch	Florida Room
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3404 38TH ST W
City	BRADENTON
State	FL
Zip	34205-1120
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	BR_R-3
Legal Description	UNIT 48 BLDG 12 CORTEZ VILLAS CONDOMINIUM 4 PH B; TOG WITH PARKING SPACES 48A & 48B. PI#50801.0195/8
Legal Range	17E
Legal Township	35S
Legal Section	04
Legal Subdivision	CORTEZ VILLAS CONDO 4 PH B
Legal Tract	05080105
Legal Block	12
Legal Lot Number	48
Legal Unit	48
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1008
Census Tract	503

Owner

3404 38th St W, a condominium, is owned and occupied by an individual who bought it in June 2026.

Source: Manatee County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3404 38TH ST W, BRADENTON, FL 34205-1120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Prior Sale	Apr 7, 2010 · Amount on File
Deed Document Number	202664813
Prior Transfer Date	Oct 13, 2014
Prior Transfer Doc	0025417840
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 5, 2026
Property Address	3404 38TH ST W, BRADENTON, FL 34205-1120
Document Number	0000064813
Instrument Date	Jun 1, 2026
Instrument	202664813
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FLAG CITY TITLE, FLAMINGO BAY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113,120.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 38TH ST W, BRADENTON, FL 34205-1120

Mortgage

Document Number	0000064814,
Date	Jun 5, 2026
Instrument	202664814

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3404 38th St W was $2,585, down 0.1% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bradenton City
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,095 (-4.46%) Building $124,095	$124,095 (-22.75%) Building $124,095
2025	$2,585.00 (-0.12%) Senior Citizen's exemption	$129,892	$160,650 Building $160,650
2024	$2,588.00 (+4.27%)
2023	$2,482.00 (+17.46%)	$178,500 (+30.77%) Building $178,500	$178,500 (+30.77%) Building $178,500
2022	$2,113.00	$136,500 Building $136,500	$136,500 Building $136,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3404 38th St W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3404 38th St W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRADENTON serves 58,584 people · EPA ID FL6410182
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20