Lee County property record for 3404 38th St SW, Lehigh Acres, FL 33976
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 2025 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $323,900 (Sep 2025) |
| Tax Bill | $864 (2025) |
| Deeds & Mortgages | Apr 2024 Construction Loan Sep 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-45-26-05-00052.0140 |
| Primary APN | 11-45-26-05-00052.0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Account Number | 10347356 |
|---|---|
| Street Address | 3404 38TH ST SW |
| City | LEHIGH ACRES |
| State | FL |
| Zip | 33976-4356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LEHIGH ACRES UNIT 5 BLK 52 PB 26 PG 194 LOT 14 |
| Legal Range | 26E |
| Legal Township | 45S |
| Legal Section | 11 |
| Legal Subdivision | LEHIGH ACRES |
| Legal Tract | G |
| Legal Block | 52 |
| Legal Lot Number | 14 |
| Jurisdiction | LEE FL |
| Township / Civil Division | LEHIGH ACRES |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 40302 |
3404 38th St SW is owned by an individual who bought it in September 2025.
Source: Lee County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 366956, BONITA SPRINGS, FL 34136-6956 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 24, 2024 | Deed of Trust, Mortgage · Construction Mortgage COASTAL EQUITY GROUP LLC |
| Sep 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 3, 2025 | Warranty Deed, Transfer · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 5, 2022 | Warranty Deed, Transfer TOWNSEND TITLE INSURANCE AGENCY LLC, TOWNSEND TITLE INS AGCY LLC |
| Oct 16, 2019 | Correction Deed TOWNSEND TITLE INSURANCE AGENCY LLC, TOWNSEND TITLE INS AGCY LLC |
| Aug 23, 2019 | Warranty Deed, Transfer TOWNSEND TITLE INSURANCE AGENCY LLC, TOWNSEND TITLE INS AGCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on File |
| Deed Sale | Sep 3, 2025 · Amount on File |
| Prior Sale | Jan 5, 2022 · Amount on File |
| Deed Document Number | 2025236403 |
| Prior Transfer Date | Aug 21, 2019 |
| Prior Transfer Doc | 0000238738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 3404 38TH ST SW, LEHIGH ACRES, FL 33976 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 11390 PALM BEACH BLVD 203, 203, FORT MYERS, FL 33905-5921 |
| Investor | Possibly a Property Investor |
| Document Number | 0000116216 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 2024000116216 |
| Name | COASTAL EQUITY GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHARLESTON, SC 29401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 19 Months |
| Due | Nov 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 3404 38TH ST SW, LEHIGH ACRES, FL 33976 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 24385 COCK ROBIN LN, BONITA SPRINGS, FL 34135-7630 |
| Document Number | 0000259482 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025000259482 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Sep 3, 2025 |
| Property Address | 3404 38TH ST SW, LEHIGH ACRES, FL 33976 |
| Document Number | 0000236403 |
| Map Reference | MB 26 PG 194 |
| Instrument Date | Aug 22, 2025 |
| Instrument | 2025000236403 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | TITLE EXPERTS AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,267.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11390 PALM BEACH BLVD, FORT MYERS, FL 33905-5921 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 366956, BONITA SPRINGS, FL 34136-6956 |
| Document Number | 0000236405 |
|---|---|
| Date | Sep 3, 2025 |
| Instrument | 2025000236405 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Number | 0000236404 |
|---|---|
| Date | Sep 3, 2025 |
| Instrument | 2025000236404 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jan 5, 2022 |
| Property Address | 3404 38TH ST SW, LEHIGH ACRES, FL 33976 |
| Document Number | 0000004167 |
| Map Reference | MB 26 PG 194 |
| Instrument Date | Jan 5, 2022 |
| Instrument | 2022000004167 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | TOWNSEND TITLE INSURANCE AGENCY LLC, TOWNSEND TITLE INS AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $66.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1800 MARINA CIR, NORTH FORT MYERS, FL 33903-5032 |
| Name | Verified Name |
|---|---|
| Address | 11390 PALM BEACH BLVD STE 201, 201, FORT MYERS, FL 33905-5921 |
| Investor | Possibly a Property Investor |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Oct 16, 2019 |
| Property Address | 3404 38TH ST SW, LEHIGH ACRES, FL 33976 |
| Document Number | 0000238738 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 238738 |
| Record Updated | Nov 1, 2019 |
| Title Company | TOWNSEND TITLE INSURANCE AGENCY LLC, TOWNSEND TITLE INS AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1634 SE 47TH ST #9 CAPE CORAL FL 339048792, 9, CAPE CORAL, FL 33904-8792 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Aug 23, 2019 |
| Property Address | 3404 38TH ST SW, LEHIGH ACRES, FL 33976 |
| Document Number | 0000197208 |
| Instrument Date | Aug 21, 2019 |
| Instrument | 197208 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | TOWNSEND TITLE INSURANCE AGENCY LLC, TOWNSEND TITLE INS AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1634 SE 47TH ST #9 CAPE CORAL FL 339048792, 9, CAPE CORAL, FL 33904-8792 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3404 38th St SW was $864.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,040 (+1,423.53%) Land $24,223 Building $255,817 | $280,040 (+1,184.41%) Land $24,223 Building $255,817 | |
| 2025 | $864.00 | $18,381 Land $18,381 | $21,803 Land $21,803 |
| 2023 | $411.00 (+32.15%) | $15,191 (+49.99%) Land $15,191 | $15,191 (+49.99%) Land $15,191 |
| 2022 | $311.00 | $10,128 Land $10,128 | $10,128 Land $10,128 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3404 38th St SW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3404 38th St SW is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures