Charlotte County property record for 34031 Washington Loop Rd, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,876 sqft · built 1982 |
| Lot Size | 10.4 acres (453,024 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Jan 2013) |
| Tax Bill | $2,970 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-24-23-103-001 |
| Primary APN | 40-24-23-103-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| Gross Area | 2,838 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 453,024 sqft (10.4 acres) |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Pool Type | Gunite Pool |
|---|---|
| Pool Area | 414 sqft |
| Porch | Open Porch |
| Porch Area | 962 sqft |
| Patio Area | 342 sqft |
| Shed | 1 Shed |
| Shed Area | 646 sqft |
| Stable | 2,056 sqft |
| Total Buildings | 8 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004627125 |
|---|---|
| Old Parcel Number | 00730850001102 |
| Street Address | 34031 WASHINGTON LOOP RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-9679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | ZZZ 234024 P2-1-1 23-40-24 P-2-1-1 10.4 A M/L W 437.27 FT OF NW1/4 OF NW1/4 S OF SRD 764 598/50 E649/2193 13 |
| Legal Range | 24E |
| Legal Township | 40S |
| Legal Section | 23 |
| Legal Subdivision | ACREAGE & UNREC |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10100 |
34031 Washington Loop Rd is owned and occupied by an individual who bought it in January 2013.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34031 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2022 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Apr 15, 2020 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Sep 18, 2019 | Deed of Trust, Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2013 · Amount on File |
| Deed Sale | Jan 30, 2013 · Amount on File |
| Prior Sale | Aug 16, 2011 · Amount on File |
| Deed Document Number | 2154071 |
| Deed Book / Page | 3731 / 0867 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 34031 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9679 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 34031 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9679 |
| Document Number | 0003195801 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 3195801 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 21, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 34031 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9679 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045640091 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 4564/91 |
| Instrument | 2803970 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 34031 WASHINGTON LOOP RD, PUNTA GORDA, FL 33982-9679 |
| Document Number | 0044861488 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 34031 WASHINGTON LOOP RD PUNTA GORDA FL 339829679, PUNTA GORDA, FL 33982-9679 |
| Document Number | 0044861488 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 004486/001488 |
| Instrument | 2746572 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Sep 24, 2039 |
The 2025 property tax bill for 34031 Washington Loop Rd was $2,970 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,970.00 Homeowner's exemption | $236,931 | $419,390 Land $228,800 Building $190,590 |
| 2023 | $4,926.00 (+6.07%) Homeowner's exemption | $223,548 (+3%) | $418,913 (+26.56%) Land $218,400 Building $200,513 |
| 2022 | $4,644.00 Homeowner's exemption | $217,037 | $331,006 Land $88,400 Building $242,606 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34031 Washington Loop Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34031 Washington Loop Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHELL CREEK PARK private · serves 465 people · EPA ID FL6080256 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Also Mapped Here | CHARLOTTE COUNTY UTILITIES |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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