Greene County property record for 3403 Straley Rd, Xenia, OH 45385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,701 sqft · built 1963 |
| Lot Size | 1.39 acres (60,897 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $178,000 (Apr 2008) |
| Tax Bill | $2,911 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D081007017 |
| Primary APN | D081007017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,701 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Basement Area | 972 sqft |
| Unfinished Basement | 972 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 60,897 sqft (1.39 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3403 STRALEY RD |
|---|---|
| City | XENIA |
| State | OH |
| Zip | 45385-8624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MS 2247 3403 STRALEY RD |
| Jurisdiction | GREENE OH |
| Township / Civil Division | CEDARVILLE |
| Census Block Group | 3 |
| Census Block | 3104 |
| Census Tract | 260100 |
Source: Greene County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3403 STRALEY RD, XENIA, OH 45385-8624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Aug 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2008 · Amount on Record |
| Deed Sale | Apr 18, 2008 · Amount on Record |
| Prior Sale | May 17, 2006 · Amount on Record |
| Deed Document Number | 20087533 |
| Deed Book / Page | 2803 / 975 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 3403 STRALEY RD, XENIA, OH 45385-8624 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3403 STRALEY RD, XENIA, OH 45385-8624 |
| Document Number | 0000004823 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2026004823 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2950 S DELAWARE ST STE 400, SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 24, 2036 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE OH |
| Property Address | 3403 STRALEY RD, XENIA, OH 45385-8624 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 2021021570 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021021570 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Greene County assessment roll, as of March 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Greene County |
| County Subdivision | Cedarville Township |
| Unified School District | Cedar Cliff Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,911.00 (-8.43%) | $75,650 (-) Land $15,870 Building $59,780 | |
| 2024 | $3,179.00 (-0.78%) | $75,650 (-) Land $15,870 Building $59,780 | |
| 2023 | $3,204.00 (+10.07%) | $75,650 (+30.68%) Land $15,870 Building $59,780 | $216,140 (+30.68%) Land $45,340 Building $170,800 |
| 2022 | $2,911.00 | $57,890 Land $13,600 Building $44,290 | |
| 2020 | $165,400 Land $38,870 Building $126,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1981–1991) |
| Most Recent Claim | Jan 1991 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Cambium Fixed Wireless | 40 / 20 |
| Point Broadband Fixed Wireless | 25 / 4 |
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