Hamilton County property record for 3403 Redding Rd, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 728 sqft · built 1940 |
| Lot Size | 0.161 acres (7,055 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (May 2021) |
| Tax Bill | $677 (2025) |
| Deeds & Mortgages | Aug 2024 Line of Credit May 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 118A G 014 |
| Primary APN | 118A G 014 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 728 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,055 sqft (0.161 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000043671 |
|---|---|
| Street Address | 3403 REDDING RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-4737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PT LT 8 THOMISONS PB7 PG22 |
| Legal Subdivision | THOMISONS |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3403 Redding Rd is owned and occupied by an individual who bought it in May 2021.
Source: Hamilton County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3403 REDDING RD, CHATTANOOGA, TN 37415-4737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| May 24, 2021 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2021 · Amount on File |
| Deed Sale | May 24, 2021 · Amount on File |
| Prior Sale | Nov 10, 2005 · Amount on File |
| Deed Document Number | 2021266 |
| Deed Book / Page | 12496 / 971 |
| Prior Transfer Date | Jun 2, 2003 |
| Prior Transfer Doc | 0000000070 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 3403 REDDING RD, CHATTANOOGA, TN 37415-4737 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3403 REDDING RD, RED BANK, TN 37415-4737 |
| Document Number | 0000000057 |
|---|---|
| Date | Aug 1, 2024 |
| Book Page | 13665/488 |
| Instrument | 2024080100057 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Aug 1, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 24, 2021 |
| Property Address | 3403 REDDING RD, CHATTANOOGA, TN 37415-4737 |
| Document Number | 0000000266 |
| Book / Page | 12496 / 971 |
| Map Reference | MB 7 PG 22 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021052400266 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CENTRAL FLORIDA TITLE COMPANY, CENTURY TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $573.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3403 REDDING RD, CHATTANOOGA, TN 37415-4737 |
| Document Number | 0012496973 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 12496/973 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 3403 Redding Rd was $677, up 6.3% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Red Bank City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $677.00 (+6.28%) | $44,725 (+56.93%) | $178,900 (+56.93%) Land $70,000 Building $108,900 |
| 2024 | $637.00 (-46.15%) | $28,500 (-) | $114,000 (-) Land $50,000 Building $64,000 |
| 2023 | $1,183.00 (+19.37%) | $28,500 (-) | $114,000 (-) Land $50,000 Building $64,000 |
| 2022 | $991.00 | $28,500 | $114,000 Land $50,000 Building $64,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3403 Redding Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 19 (1996–2020) |
| Claims Outside the SFHA | 2 of 19 |
| Most Recent Claim | Jan 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3403 Redding Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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