3403 N Main St, Royal Oak, MI 48073 Property Records

Oakland County property record for 3403 N Main St, Royal Oak, MI 48073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,155 sqft · built 1953
Lot Size	0.233 acres (10,149 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,000 (May 2023)
Tax Bill	$4,104 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`72-25-04-477-016`

Property Details

APN / Parcel Number

Primary APN	`72-25-04-477-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,155 sqft Living Area
1st Floor Area	1,155 sqft
Basement Area	1,155 sqft
Finished Basement	1,155 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,149 sqft (0.233 acres)
Lot Dimensions	138 ft deep x 72 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	159 sqft
Deck Area	123 sqft
Patio Area	123 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3403 N MAIN ST
City	ROYAL OAK
State	MI
Zip	48073-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ONE FAM
Legal Description	T1N, R11E, SEC 4 ARLINGTON PARK S 72.99 FT OF LOT 4 EXC W 100 FT
Legal Range	11E
Legal Township	01N
Legal Section	04
Legal Subdivision	ARLINGTON PARK SUBDIVISION
Legal Lot Number	4
Jurisdiction	OAKLAND MI
Township / Civil Division	ROYAL OAK
Census Block Group	1
Census Block	1016
Census Tract	183200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3403 N MAIN ST, ROYAL OAK, MI 48073-2603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Warranty Deed, Transfer · Conventional Mortgage ROSS MORTGAGE CORP
Oct 11, 2019	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Prior Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	202356946
Deed Book / Page	58624 / 580
Prior Transfer Date	Aug 25, 2000
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 24, 2023
Property Address	3403 N MAIN ST, ROYAL OAK, MI 48073-2603
Document Number	0000056946
Book / Page	58624 / 580
Map Reference	LB 12 PG 9
Instrument Date	May 16, 2023
Instrument	56946
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	TWENTY TWO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3403 N MAIN ST, ROYAL OAK, MI 48073-2603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 HURON ST, SHREVEPORT, LA 71106-1651

Mortgage

Document Number	0000056268
Date	May 23, 2023
Book Page	58620/657
Instrument	56268

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 11, 2019
Property Address	3403 N MAIN ST, ROYAL OAK, MI 48073-2603
Document Number	0000169046
Book / Page	53368 / 00061
Map Reference	LB 12 PG 9
Instrument Date	Oct 9, 2019
Instrument	169046
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	EMBASSY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,287.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3403 N MAIN ST, 3403, ROYAL OAK, MI 48073-2603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3403 N MAIN ST, ROYAL OAK, MI 48073-2603

Mortgage

Document Number	5336800063
Date	Oct 11, 2019
Instrument	53368/00063

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Royal Oak City
Unified School District	Royal Oak City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,104.00 (-22.07%) Homeowner's exemption	$148,840	$297,680
2024	$5,266.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures