Montgomery County property record for 3403 Megans Way, Olney, MD 20832
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,356 sqft · built 1986 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $545,000 (Jun 2010) |
| Tax Bill | $7,253 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-02509330 |
| Primary APN | 08-02509330 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,356 sqft Living Area |
| Gross Area | 2,881 sqft |
| 1st Floor Area | 1,178 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02509330 |
|---|---|
| Street Address | 3403 MEGANS WAY |
| City | OLNEY |
| State | MD |
| Zip | 20832-2525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2 |
| Legal Description | HALLOWELL |
| Legal Subdivision | HALLOWELL |
| Legal Block | C |
| Legal Lot Number | 21 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 701314 |
3403 Megans Way is owned and occupied by two individuals who bought it in June 2010.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3403 MEGANS WAY, OLNEY, MD 20832-2525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 5, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Dec 5, 2019 | Loan Modification, Mortgage · FHA Mortgage HOME PT FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2010 · Amount on File |
| Deed Sale | Jun 30, 2010 · Amount on File |
| Prior Sale | Jul 12, 2005 · Amount on File |
| Deed Document Number | 2010166659 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3403 MEGANS WAY, OLNEY, MD 20832-2525 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 3403 MEGANS WAY, OLNEY, MD 20832-2525 |
| Document Number | 0671880422 |
|---|---|
| Date | Jul 13, 2023 |
| Book Page | 67188/422 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 317 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3403 MEGANS WAY, OLNEY, MD 20832-2525 |
| Document Number | 0588710184 |
| Instrument Date | Dec 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3403 MEGANS WAY OLNEY MD 208322525, OLNEY, MD 20832-2525 |
| Document Number | 0588710184 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 058871/000184 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 14, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 3403 MEGANS WAY, OLNEY, MD 20832-2525 |
| Document Number | 0588710175 |
| Instrument Date | Dec 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3403 MEGANS WAY OLNEY MD 208322525, OLNEY, MD 20832-2525 |
| Document Number | 0588710175 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 058871/000175 |
| Name | HOME PT FIN'L |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 14, 2050 |
| Rate | 4% |
|---|
The 2025 property tax bill for 3403 Megans Way was $7,253.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $696,000 (+8.12%) Land $259,400 Building $436,600 | $696,000 (-) Land $259,400 Building $436,600 | |
| 2025 | $7,253.00 | $643,733 | $696,000 Land $259,400 Building $436,600 |
| 2023 | $539,200 Land $259,400 Building $279,800 | $539,200 Land $259,400 Building $279,800 | |
| 2022 | $5,665.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3403 Megans Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3403 Megans Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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