3403 Mangrove Dr, Hernando Beach (Spring Hill), FL 34607 Property Records

Hernando County property record for 3403 Mangrove Dr, Hernando Beach, FL 34607

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,224 sqft · built 1960
Lot Size0.172 acres (7,500 sqft)
OwnerCompany Name on Record
Last Sale$310,000 (Jan 2025)
Tax Bill$5,815 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jun 2017 Transfer
Flood ZoneZone AE (high risk)
APNR12-223-16-1890-0180-0110

Property Details

APN / Parcel Number

Primary APNR12-223-16-1890-0180-0110
Alternative APNs
  • 00154479
  • 154479

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,224 sqft Living Area
Gross Area1,596 sqft
1st Floor Area1,224 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1992
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Garage TypeCarport
Garage Area242 sqft
CarportCarport
Carport Area242 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area64 sqft
Patio Area480 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00154479
Street Address3403 MANGROVE DR
CityHERNANDO BEACH
StateFL
Zip34607-2844
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGULF COAST RETREATS UNIT 1 BLK 18 LOT 11 & W25 FT OF LOT 12 AKA PAR 12-A IN CLASS I SUB AS APPROVED BY PLANNING DEPT (S-97-035)
Legal Range16E
Legal Township23S
Legal Section12
Legal SubdivisionGULF COAST RET UNIT 1
Legal Block18
Legal Lot Number11,12
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group2
Census Block2022
Census Tract41501

Owner

Source: Hernando County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address12036 GRANADA PL, WEEKI WACHEE, FL 34614-3705
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
May 7, 2026Deed of Trust, Mortgage · Conventional Mortgage
CITI NATIONAL BANK OF FLORIDA
Jun 2, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2025 · Amount on Record
Deed SaleJan 8, 2025 · Amount on Record
Prior SaleFeb 23, 1999 · Amount on Record
Deed Document Number20252419
Deed Book / Page4510 / 1167
Prior Transfer DateApr 28, 1997
Prior Transfer Doc1121001749
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Recording DateMay 7, 2026
Property Address3403 MANGROVE DR, HERNANDO BEACH, FL 34607-2844
Document Number0000030616
Book / Page4705 / 714
Instrument DateMay 1, 2026
Instrument202630616
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address12036 GRANADA PL, WEEKI WACHEE, FL 34614-3705

Mortgage

Document Number0000030616,
DateMay 7, 2026
Book Page4705/714
Instrument202630616
Lender
NameCITI NATIONAL BANK OF FLORIDA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.46%
Max Rate-1%

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateJun 2, 2017
Property Address3403 MANGROVE DR, HERNANDO BEACH, FL 34607-2844
Document Number0034750671
Book / Page003475 / 000671
Instrument DateJun 1, 2017
Instrument31518
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address4290 DELEON DR HERNANDO BEACH FL 346073009, HERNANDO BEACH, FL 34607-3009
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,815.00 (+37.7%)$374,984 (+54.96%) Land $257,250 Building $117,734$374,984 (+14.17%) Land $257,250 Building $117,734
2023$241,985 Land $120,345 Building $121,640
2022$4,223.00$328,430 Land $201,750 Building $126,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 412 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1,071 (1979–2024)
Claims Outside the SFHA6 of 1,071
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 342 claims
  • Hurricane Idalia, Sep 2023 · 115 claims
  • Tropical Storm Josephine, Oct 1996 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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