Hernando County property record for 3403 Mangrove Dr, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,224 sqft · built 1960 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $310,000 (Jan 2025) |
| Tax Bill | $5,815 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2017 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-1890-0180-0110 |
| Primary APN | R12-223-16-1890-0180-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| Gross Area | 1,596 sqft |
| 1st Floor Area | 1,224 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Carport |
| Garage Area | 242 sqft |
| Carport | Carport |
| Carport Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 64 sqft |
| Patio Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00154479 |
|---|---|
| Street Address | 3403 MANGROVE DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-2844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GULF COAST RETREATS UNIT 1 BLK 18 LOT 11 & W25 FT OF LOT 12 AKA PAR 12-A IN CLASS I SUB AS APPROVED BY PLANNING DEPT (S-97-035) |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 1 |
| Legal Block | 18 |
| Legal Lot Number | 11,12 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 41501 |
Source: Hernando County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 12036 GRANADA PL, WEEKI WACHEE, FL 34614-3705 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITI NATIONAL BANK OF FLORIDA |
| Jun 2, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2025 · Amount on Record |
| Deed Sale | Jan 8, 2025 · Amount on Record |
| Prior Sale | Feb 23, 1999 · Amount on Record |
| Deed Document Number | 20252419 |
| Deed Book / Page | 4510 / 1167 |
| Prior Transfer Date | Apr 28, 1997 |
| Prior Transfer Doc | 1121001749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 7, 2026 |
| Property Address | 3403 MANGROVE DR, HERNANDO BEACH, FL 34607-2844 |
| Document Number | 0000030616 |
| Book / Page | 4705 / 714 |
| Instrument Date | May 1, 2026 |
| Instrument | 202630616 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 12036 GRANADA PL, WEEKI WACHEE, FL 34614-3705 |
| Document Number | 0000030616, |
|---|---|
| Date | May 7, 2026 |
| Book Page | 4705/714 |
| Instrument | 202630616 |
| Name | CITI NATIONAL BANK OF FLORIDA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 2, 2017 |
| Property Address | 3403 MANGROVE DR, HERNANDO BEACH, FL 34607-2844 |
| Document Number | 0034750671 |
| Book / Page | 003475 / 000671 |
| Instrument Date | Jun 1, 2017 |
| Instrument | 31518 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 4290 DELEON DR HERNANDO BEACH FL 346073009, HERNANDO BEACH, FL 34607-3009 |
| Investor | Possibly a Property Investor |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,815.00 (+37.7%) | $374,984 (+54.96%) Land $257,250 Building $117,734 | $374,984 (+14.17%) Land $257,250 Building $117,734 |
| 2023 | $241,985 Land $120,345 Building $121,640 | ||
| 2022 | $4,223.00 | $328,430 Land $201,750 Building $126,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 412 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1,071 (1979–2024) |
| Claims Outside the SFHA | 6 of 1,071 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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