Henderson County property record for 3403 Luray Rd, Beech Bluff, TN 38313
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,738 sqft · built 2004 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $128,000 (Oct 2016) |
| Tax Bill | $826 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039098 01015 |
| Primary APN | 039098 01015 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,738 sqft Living Area |
| 1st Floor Area | 1,738 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 78,408 sqft (1.8 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Utility Building | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3403 LURAY RD |
|---|---|
| City | BEECH BLUFF |
| State | TN |
| Zip | 38313-7637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02, COUNTY AREA: R01 |
| Jurisdiction | HENDERSON TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 975200 |
Source: Henderson County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3403 LURAY RD, BEECH BLUFF, TN 38313-7637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 26, 2019 | Warranty Deed, Transfer AMERICAN HM FIN'L SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2016 · Amount on Record |
| Deed Sale | Oct 11, 2016 · Amount on Record |
| Prior Sale | Jan 28, 2005 · Amount on Record |
| Deed Document Number | 201692692 |
| Deed Book / Page | 269 / 689 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON TN |
| Recording Date | Jul 1, 2026 |
| Property Address | 3403 LURAY RD, BEECH BLUFF, TN 38313-7637 |
| Document Number | 0000136187 |
| Book / Page | 708 / 683 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 2026136187 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | VISIONET SYSTEMS INC |
| Name | Verified Name |
|---|---|
| Address | 3403 LURAY RD, BEECH BLUFF, TN 38313-7637 |
| Document Number | 0000136187, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 708/683 |
| Instrument | 2026136187 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON TN |
| Recording Date | Dec 26, 2019 |
| Property Address | 3403 LURAY RD, BEECH BLUFF, TN 38313-7637 |
| Document Number | 0002830725 |
| Book / Page | 000283 / 000725 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 106560 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $628.63 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2403 LURAY RD BEECH BLUFF TN 38313, BEECH BLUFF, TN 38313 |
| Document Number | 6240564 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 000624/000564 |
| Instrument | 106561 |
| Name | AMERICAN HM FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LEXINGTON, TN 38351 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 25, 2049 |
Source: Henderson County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $826.00 (+9.84%) | $52,175 (-) Land $2,425 Building $49,750 | |
| 2023 | $52,175 Land $2,425 Building $49,750 | $208,700 Land $9,700 Building $199,000 | |
| 2022 | $752.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEXINGTON WATER SYSTEMS serves 26,322 people · EPA ID TN0000402 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Aeneas Communications Fiber | 1,000 / 1,000 |
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