Monroe County property record for 3403 Kk Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,906 sqft · built 2005 |
| Lot Size | 16.2 acres (709,157 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,935 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-16-400-003-000 |
| Primary APN | 10-16-400-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,906 sqft Building Perimeter |
| 1st Floor Area | 1,505 sqft |
| Upper Floors Area | 401 sqft |
| Basement Area | 1,906 sqft |
| Unfinished Basement | 1,906 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 709,157 sqft (16.2 acres) |
| Garage Area | 561 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 720 sqft |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 666 sqft |
| Porch | Slab |
| Porch Area | 860 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3403 KK RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART TAX LOT 2 |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 16 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 600501 |
Source: Monroe County records · APN 10-16-400-003-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3403 KK RD, WATERLOO, IL 62298-6503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK |
| Jul 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 3403 KK RD, WATERLOO, IL 62298-6503 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000418679 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 418679 |
| Name | DIETERICH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 18, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 3403 KK RD, WATERLOO, IL 62298-6503 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000418580 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 418580 |
| Name | DIETERICH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $191,936 (+11.49%) Land $18,226 Building $173,710 | ||
| 2024 | $10,935.00 (+5.75%) | $584,898 (+13.25%) Land $54,966 Building $529,932 | |
| 2022 | $10,340.00 Additional exemption filed | $172,148 Land $16,378 Building $155,770 | $516,444 Land $49,134 Building $467,310 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Aug 1993, alluvial fan flooding, Severe Storms & Flooding |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| HTC Holding | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Wisper ISP, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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