3403 Firefly Cir, St Teresa (Sopchoppy), FL 32358 Property Records

Franklin County property record for 3403 Firefly Cir, St Teresa, FL 32358

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,686 sqft · built 2013
Lot Size	0.281 acres (12,255 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Aug 2021)
Tax Bill	$3,349 (2025)
Deeds & Mortgages	Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`35-06S-03W-100B-0000-0970`

Property Details

APN / Parcel Number

Primary APN	`35-06S-03W-100B-0000-0970`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,686 sqft Heated Area
Gross Area	3,546 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,255 sqft
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	860 sqft
Deck Area	45 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3403 FIREFLY CIR
City	ST TERESA
State	FL
Zip	32358-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMER CAMP WEST PHASE 1B LOT 97 PB 9/26-47 1047/299 ALSO SUMMER CAMP WEST PHASE 1B LOT 58 OR 1197/175 1311/367
Legal Subdivision	SUMMERCAMP WEST PH 01 A&B
Legal Phase	1
Legal Lot Number	97
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2076
Census Tract	970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3403 FIREFLY CIR, ST TERESA, FL 32358-2711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2021 · Amount on Record
Deed Sale	Aug 19, 2021 · Amount on Record
Prior Sale	Oct 14, 2011 · Amount on Record
Deed Document Number	202119005290
Deed Book / Page	1311 / 367
Record Updated	Jun 8, 2026

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Aug 19, 2021
Property Address	3403 FIREFLY CIR, ST TERESA, FL 32358-2711
Document Number	0019005290
Book / Page	1311 / 367
Map Reference	MB 9 PG 26
Instrument Date	Aug 19, 2021
Instrument	202119005290
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Amount	Amount Recorded
Tax	$875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 N RICHARD JACKSON BLVD STE 200, 200, PANAMA CITY BEACH, FL 32407-2669

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3403 FIREFLY CIR, ST TERESA, FL 32358-2711

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,349.00 (+1.98%) Homeowner's exemption	$395,403 (+2.9%)	$747,974 (-9.2%) Land $268,000 Building $479,974
2024	$3,284.00 (-0.61%) Homeowner's exemption	$384,259 (+3%)	$823,782 (-18.41%) Land $268,000 Building $555,782
2023	$3,304.00 (+0.58%) Homeowner's exemption	$373,067 (+3%)	$1,009,670 (+62.8%) Land $268,000 Building $741,670
2022	$3,285.00 Homeowner's exemption	$362,201	$620,178 Land $290,000 Building $330,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	1,000 / 1,000