3403 Elm St, Cairo, IL 62914 Property Records

Alexander County property record for 3403 Elm St, Cairo, IL 62914

Property Summary

Property TypeExempt (Full or Partial)
OwnerCompany Name on File
Flood ZoneZone AE (high risk)
APN12-23-453-002

Property Details

APN / Parcel Number

Primary APN12-23-453-002
Alternative APN
  • 01-01-01-165-019

Location & Zoning

Street Address3403 ELM ST
CityCAIRO
StateIL
Zip62914-1220
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal DescriptionN 1/2 LOT 2 & ALL OF 3 & 4 BLK 49 FIFTH ADDITION. 3403 ELM STREET
Legal SubdivisionFIFTH ADD
Legal Block49
Legal Lot Number2
JurisdictionALEXANDER IL
Township / Civil DivisionCAIRO
Census Block Group1
Census Block1132
Census Tract957800

Owner

3403 Elm St is owned by a company that acquired it in July 2012 and is owner-occupied.

Source: Alexander County records, as of October 16, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address1501 WASHINGTON AVE, CAIRO, IL 62914-1811
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2012
Deed SaleJul 17, 2012
Deed Document Number2012-548
Deed Book / Page391 / 338
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Alexander County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyAlexander County
MunicipalityCairo City
Unified School DistrictCairo Community Unit School District 1 (PK - 12)

Flood

FEMA maps place 3403 Elm St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation312.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims31 (1979–2020)
Claims Outside the SFHA6 of 31
Most Recent ClaimJan 2020 · other causes
Claims by Event
  • Severe Storms And Flooding, May 2011 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3403 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CAIRO
private · serves 1,821 people · EPA ID IL0035030
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, ClearWave, T-Mobile.

Nearby Properties on Elm St

Nearby Streets

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