Contra Costa County property record for 3403 del Chiaro Way, Concord, CA 94518
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,770 sqft · built 1948 |
| Lot Size | 0.178 acres (7,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $589,000 (Mar 2017) |
| Tax Bill | $8,552 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-071-013-4 |
| Primary APN | 105-071-013-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,770 sqft Living Area |
| 1st Floor Area | 1,770 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 7,750 sqft (0.178 acres) |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3403 DEL CHIARO WAY |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94518-1205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | MONTE LINDO LOT 5 |
| Legal Subdivision | MONTE LINDO |
| Legal Lot Number | 5 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 335000 |
3403 del Chiaro Way is owned and occupied by two individuals who bought it in March 2017.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3403 DEL CHIARO WAY, CONCORD, CA 94518-1205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 7, 2017 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2017 · Amount on File |
| Deed Sale | Mar 7, 2017 · Amount on File |
| Prior Sale | Jul 1, 2016 · Amount on File |
| Deed Document Number | 201740085 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 3403 DEL CHIARO WAY, CONCORD, CA 94518-1205 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 3403 DEL CHIARO WAY, CONCORD, CA 94518-1205 |
| Document Number | 0000270548 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2020-270548 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 7, 2017 |
| Property Address | 3403 DEL CHIARO WAY, CONCORD, CA 94518-1205 |
| Document Number | 0000040085 |
| Map Reference | MB34 PG20&21 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 2017-040085 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3403 DEL CHIARO WAY, CONCORD, CA 94518-1205 |
| Document Number | 0000040086 |
|---|---|
| Date | Mar 7, 2017 |
| Instrument | 2017-040086 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 3403 del Chiaro Way was $8,552.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $696,777 (+2%) Land $539,572 Building $157,205 | |
| 2025 | $8,552.00 | $683,116 Land $528,993 Building $154,123 |
| 2023 | $8,182.00 (+1.31%) | $656,591 Land $508,452 Building $148,139 |
| 2022 | $8,076.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3403 del Chiaro Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 2 (1996–1998) |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3403 del Chiaro Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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