Lee County property record for 3403 Cotten Rd, Sanford, NC 27330
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,402 sqft · built 2018 |
| Lot Size | 3.62 acres (157,687 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $10,000 (Oct 2017) |
| Tax Bill | $3,322 (2026) |
| Deeds & Mortgages | Apr 2018 Construction Loan Dec 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 9635-03-9123-00 |
| Primary APN | 9635-03-9123-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,402 sqft Living Area |
| Gross Area | 2,042 sqft |
| 1st Floor Area | 4,084 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 157,687 sqft (3.62 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 496 sqft |
| Deck Area | 102 sqft |
| Patio Area | 102 sqft |
| Utility Building | 480 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3403 COTTEN RD |
|---|---|
| City | SANFORD |
| State | NC |
| Zip | 27330-6995 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | LOT 1 PLAT 2017/119 |
| Legal Lot Number | 1 |
| Jurisdiction | LEE NC |
| Township / Civil Division | 6, WEST SANFORD |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 30601 |
Source: Lee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3403 COTTEN RD, SANFORD, NC 27330-6995 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2018 | Deed of Trust, Mortgage · Construction Mortgage FIRST BANK |
| Dec 5, 2018 | Loan Modification, Mortgage FIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2017 · Amount on Record |
| Deed Sale | Oct 17, 2017 · Amount on Record |
| Deed Document Number | 20176262 |
| Deed Book / Page | 1474 / 964 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE NC |
| Property Address | 3403 COTTEN RD, SANFORD, NC 27330-6995 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0014930188 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 1493/0188 |
| Instrument | 2018-02347 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | TROY, NC 27371 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Feb 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LEE NC |
| Property Address | 3403 COTTEN RD, SANFORD, NC 27330-6995 |
| Document Number | 0015150306 |
| Instrument Date | Dec 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3403 COTTEN RD SANFORD NC 27330, SANFORD, NC 27330 |
| Document Number | 0015150306 |
|---|---|
| Date | Dec 5, 2018 |
| Book Page | 001515/000306 |
| Instrument | 6949 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | TROY, NC 27371 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 4, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Lee County assessment roll, as of October 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lee County |
| Unified School District | Lee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,322.00 (+1.31%) | $430,100 (-) Land $56,200 Building $373,900 | $430,100 (-) Land $56,200 Building $373,900 |
| 2025 | $3,279.00 (+2.12%) | $430,100 (-) Land $56,200 Building $373,900 | $430,100 (-) Land $56,200 Building $373,900 |
| 2023 | $3,211.00 (+25.92%) | $430,100 Land $56,200 Building $373,900 | $430,100 Land $56,200 Building $373,900 |
| 2022 | $2,550.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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