Harris County property record for 3403 Cetti St, Houston, TX 77009
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,526 sqft · built 1940 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $352,700 (Dec 2018) |
| Tax Bill | $5,201 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-172-031-0012 |
| Primary APN | 021-172-031-0012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,526 sqft Living Area |
| 1st Floor Area | 1,526 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 5,500 sqft (0.126 acres) |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 144 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0211720310012 |
|---|---|
| Street Address | 3403 CETTI ST |
| City | HOUSTON |
| State | TX |
| Zip | 77009-5835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 12 BLK 31 IRVINGTON |
| Legal Subdivision | IRVINGTON |
| Legal Block | 31 |
| Legal Lot Number | 12 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 210500 |
3403 Cetti St is owned and occupied by two individuals who bought it in December 2018.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3403 CETTI ST, HOUSTON, TX 77009-5835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Nov 18, 2020 | Deed of Trust, Mortgage BETTER MTG CORP ISAOA |
| Jul 15, 2019 | Deed of Trust, Mortgage WATERMARK CAP |
| Dec 5, 2018 | Grant Deed, Transfer WATERMARK CAP |
| Feb 28, 2018 | Vendor's Lien, Transfer LENDINGHOME FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2018 · Amount on File |
| Deed Sale | Dec 5, 2018 · Amount on File |
| Prior Sale | Feb 28, 2018 · Amount on File |
| Deed Document Number | 2018544569 |
| Prior Transfer Date | Nov 30, 2018 |
| Prior Transfer Doc | 0000544569 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 3403 CETTI ST, HOUSTON, TX 77009-5835 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020575398 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 2020-575398 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 3403 CETTI ST, HOUSTON, TX 77009-5835 |
| Document Number | 0000575398 |
| Instrument Date | Nov 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3403 CETTI ST HOUSTON TX 770095835, HOUSTON, TX 77009-5835 |
| Document Number | 0000575398 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 575398 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 3403 CETTI ST, HOUSTON, TX 77009-5835 |
| Document Number | 0000314863 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3403 CETTI ST HOUSTON TX 770095835, HOUSTON, TX 77009-5835 |
| Document Number | 0000314863 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 314863 |
| Name | WATERMARK CAP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jul 21, 2039 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 5, 2018 |
| Property Address | 3403 CETTI ST, HOUSTON, TX 77009-5835 |
| Document Number | 0000544569 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 544569 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3403 CETTI ST HOUSTON TX 770095835, HOUSTON, TX 77009-5835 |
| Document Number | 544570 |
|---|---|
| Date | Dec 5, 2018 |
| Instrument | 544570 |
| Name | WATERMARK CAP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 4, 2048 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Feb 28, 2018 |
| Property Address | 3403 CETTI ST, HOUSTON, TX 77009-5835 |
| Document Number | 0000082374 |
| Map Reference | VOL 56 PG 93 |
| Instrument Date | Feb 13, 2018 |
| Instrument | 2018-082374 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1419 DUMBLE ST, HOUSTON, TX 77023 |
| Investor | Possibly a Property Investor |
| Date | Feb 28, 2018 |
|---|
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 3403 Cetti St was $5,201 with a homeowner's exemption, down 13% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $352,105 (-11.24%) Land $211,750 Building $140,355 | $352,105 (-11.24%) Land $211,750 Building $140,355 | |
| 2025 | $5,201.00 (-13.03%) Homeowner's exemption Additional exemption filed | $396,676 Land $211,750 Building $184,926 | $396,676 Land $211,750 Building $184,926 |
| 2024 | $5,980.00 | ||
| 2023 | $448,940 Land $215,875 Building $233,065 | $448,940 Land $215,875 Building $233,065 | |
| 2022 | $5,340.00 | ||
| 2020 | $5,289.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3403 Cetti St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 10 (1979–2017) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3403 Cetti St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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