Polk County property record for 3403 4th St, Des Moines, IA 50313
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,540 sqft · built 1915 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,500 (Feb 2024) |
| Tax Bill | $3,616 (2024) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070/02067-000-000 |
| Primary APN | 070/02067-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,540 sqft Living Area |
| Gross Area | 2,657 sqft |
| 1st Floor Area | 749 sqft |
| Upper Floors Area | 791 sqft |
| Basement Area | 749 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,200 sqft (0.096 acres) |
| Lot Dimensions | 70 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 192 sqft |
| Porch | Enclosed Porch |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 3403 4TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50313-4329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 70 FT LOT 12 BLK 25 HIGHLAND PARK |
| Legal Subdivision | HIGHLAND PARK |
| Legal Block | 25 |
| Legal Lot Number | 12 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 500 |
3403 4th St is owned and occupied by an individual who bought it in February 2024.
Source: Polk County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3403 4TH ST, DES MOINES, IA 50313-4329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2024 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 31, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 28, 2018 | Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2024 · Amount on File |
| Deed Sale | Feb 27, 2024 · Amount on File |
| Prior Sale | Nov 28, 2018 · Amount on File |
| Deed Document Number | 20248746 |
| Deed Book / Page | 19726 / 675 |
| Prior Transfer Date | Jul 26, 2007 |
| Prior Transfer Doc | 2008000080 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Feb 27, 2024 |
| Property Address | 3403 4TH ST, DES MOINES, IA 50313-4329 |
| Document Number | 0000008746 |
| Book / Page | 19726 / 675 |
| Instrument Date | Feb 19, 2024 |
| Instrument | 2024-00008746 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $299.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3403 4TH ST, DES MOINES, IA 50313-4329 |
| Document Number | 0000008747 |
|---|---|
| Date | Feb 27, 2024 |
| Instrument | 2024-00008747 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 3403 4TH ST, DES MOINES, IA 50313-4329 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100034255 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 18454/392 |
| Instrument | 2021-00034255 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 3403 4TH ST, DES MOINES, IA 50313-4329 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900009690 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 17430/0240 |
| Instrument | 2019-00009690 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Nov 28, 2018 |
| Property Address | 3403 4TH ST, DES MOINES, IA 50313-4329 |
| Document Number | 201800041877 |
| Book / Page | 17162 / 0015 |
| Instrument Date | Nov 21, 2018 |
| Instrument | 2018-00041877 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $199.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3403 4TH ST, DES MOINES, IA 50313-4329 |
| Document Number | 201800041879 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 2018-00041879 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $223,100 Land $20,000 Building $203,100 | $223,100 Land $20,000 Building $203,100 | |
| 2024 | $3,616.00 | ||
| 2023 | $194,300 Land $17,300 Building $177,000 | $194,300 Land $17,300 Building $177,000 | |
| 2020 | $3,386.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3403 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3403 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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